15 Heron, Lake Forest, CA 92630 Property Records

Orange County property record for 15 Heron, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,547 sqft · built 2017
Lot Size	0.077 acres (3,375 sqft)
Owner	2 Individual Names on File
Last Sale	$1,030,500 (Apr 2017)
Tax Bill	$12,608 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`610-531-23`

Property Details

APN / Parcel Number

Primary APN	`610-531-23`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,547 sqft Living Area

Exterior

Year Built	Built 2017
Lot Area	3,375 sqft (0.077 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 HERON
City	LAKE FOREST
State	CA
Zip	92630-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17538 BLK LOT 64
Legal Tract	17538
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5029
Census Tract	52422

Owner

15 Heron is owned and occupied by two individuals who bought it in April 2017.

Source: Orange County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	15 HERON, LAKE FOREST, CA 92630-1452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTY FEDERAL CREDIT UNION
Jun 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIVINE MTG CAP
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPITALEND HM LOANS
Apr 28, 2017	Grant Deed, Transfer · Conventional Mortgage CAPITALEND HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Deed Document Number	2017000173036
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jul 24, 2026
Property Address	15 HERON, LAKE FOREST, CA 92630-1452
Document Number	0000211610
Instrument Date	Jul 17, 2026
Instrument	2026211610
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15 HERON, LAKE FOREST, CA 92630-1452

Mortgage

Document Number	0000211610,
Date	Jul 24, 2026
Instrument	2026211610

Lender

Name	ORANGE COUNTY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 27, 2051

Interest

Rate	6.47%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 HERON, LAKE FOREST, CA 92630-1452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237319
Date	Jun 28, 2018
Instrument	2018000237319

Lender

Name	SUNTRUST BANK
Type	Bank
Address	PALM BAY, FL 32905

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 HERON, LAKE FOREST, CA 92630-1452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145058
Date	Mar 31, 2020
Instrument	2020000145058

Lender

Name	NMSI INC
Type	Non-Lending Institution
Address	3700 WILSHIRE BLVD STE 330, LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 HERON, LAKE FOREST, CA 92630-1452
Document Number	0000762889
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 HERON LAKE FOREST CA 926301452, LAKE FOREST, CA 92630-1452

Mortgage

Document Number	0000762889
Date	Dec 23, 2020
Instrument	762889

Lender

Name	DIVINE MTG CAP
Address	CITY OF INDUSTRY, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 HERON, LAKE FOREST, CA 92630-1452
Document Number	0000215647
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 HERON LAKE FOREST CA 926301452, LAKE FOREST, CA 92630-1452

Mortgage

Document Number	0000215647
Date	Jun 19, 2019
Instrument	215647

Lender

Name	CAPITALEND HM LOANS
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 28, 2017
Property Address	15 HERON, LAKE FOREST, CA 92630-1452
Document Number	0000173036
Instrument Date	Apr 4, 2017
Instrument	173036
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,133.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 HERON LAKE FOREST CA 926301452, LAKE FOREST, CA 92630-1452

Mortgage

Document Number	173037
Date	Apr 28, 2017
Instrument	173037

Lender

Name	CAPITALEND HM LOANS
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15 Heron was $12,608.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,608.00	$1,195,951 Land $626,080 Building $569,871
2023	$12,089.00 (+1.81%)	$1,149,511 Land $601,767 Building $547,744
2022	$11,874.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Heron in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Heron is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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