Alexander County property record for 15 Heron Cove Loop, Hickory, NC 28601
| Property Type | Condominium |
|---|---|
| Details | 930 sqft · built 1997 |
| Lot Size | 0.024 acres (1,047 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,715 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0305633 63688 |
| Primary APN | 0305633 63688 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 930 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,047 sqft (0.024 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 305633 |
|---|---|
| Street Address | 15 HERON COVE LOOP |
| City | HICKORY |
| State | NC |
| Zip | 28601-7843 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R20 |
| Legal Description | MAP 3715 SUBMAP 56 BLOCK 2761 (PIN) BLD 4 UNIT A-HERON COVE B12B 0314 |
| Legal Subdivision | HERON COVE |
| Legal Block | 2761 |
| Legal Unit | A |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 40700 |
15 Heron Cove Loop, a condominium, is owned and occupied by two individuals who acquired it in September 2026.
Source: Alexander County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE |
| Oct 30, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2026 |
| Transfer Doc | 0694000971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Sep 16, 2026 |
| Property Address | 15 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Document Number | 0694000971 |
| Book / Page | 694 / 971 |
| Instrument Date | Sep 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0694000973, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 694/973 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 15 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0006861408 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 686/1408 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 8024 CALVIN HALL RD, INDIAN LAND, SC 29707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Oct 30, 2020 |
| Property Address | 15 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Document Number | 0006321646 |
| Book / Page | 632 / 1646 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1963 THORNHILL LN, 1963, LINCOLNTON, NC 28092-7060 |
| Name | Verified Name |
|---|---|
| Address | HERON COVE LOOP, HICKORY, NC 28601 |
| Document Number | 6321649 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 632/1649 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 15 Heron Cove Loop was $1,715, down 7% from the year before.
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,715.00 (-7.05%) | $259,953 (-) Land $25,000 Building $234,953 | |
| 2025 | $1,845.00 | $259,953 Land $25,000 Building $234,953 | |
| 2023 | $2,165.00 | $259,953 Land $25,000 Building $234,953 | $259,953 Land $25,000 Building $234,953 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Heron Cove Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Heron Cove Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALEXANDER CO WTR DIST serves 13,064 people · EPA ID NC0102020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HICKORY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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