Alexander County property record for 49 Heron Cove Loop, Hickory, NC 28601 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 930 sqft · built 1997 |
| Lot Size | 0.023 acres (1,037 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,500 (Mar 2020) |
| Tax Bill | $1,644 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0302836 63685 |
| Primary APN | 0302836 63685 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 930 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,037 sqft (0.023 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | 9343094 |
|---|---|
| Street Address | 49 HERON COVE LOOP |
| City | HICKORY |
| State | NC |
| Zip | 28601-7843 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MAP 3715 SUBMAP 56 BLOCK 1517 (PIN) BLG 3 UNIT C-HERON COVE B12B 0308 |
| Legal Subdivision | HERON COVE |
| Legal Block | 1517 |
| Legal Unit | C |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 40700 |
Source: Alexander County records · APN 0302836 63685
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Mar 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2020 · Amount on Record |
| Deed Sale | Mar 06, 2020 · Amount on Record |
| Prior Sale | Apr 30, 2012 · Amount on Record |
| Deed Book / Page | 624 / 1790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 49 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Document Number | 0006580471 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 658/471 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 16, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 49 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0006411648 |
|---|---|
| Date | Jul 09, 2021 |
| Book Page | 641/1648 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Mar 06, 2020 |
| Property Address | 49 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Document Number | 0006241790 |
| Book / Page | 624 / 1790 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Mar 02, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4443 NIRE VALLEY DR, 4443, BURLINGTON, NC 27215-9483 |
| Name | Verified Name |
|---|---|
| Address | 49 HERON COVE LOOP, HICKORY, NC 28601-7843 |
| Document Number | 6241792 |
|---|---|
| Date | Mar 06, 2020 |
| Instrument | 624/1792 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Alexander County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,644.00 (-2.38%) | $237,233 (-) Land $25,000 Building $212,233 | |
| 2025 | $1,684.00 (-14.78%) | $237,233 (-) Land $25,000 Building $212,233 | |
| 2023 | $1,976.00 | $237,233 Land $25,000 Building $212,233 | $237,233 Land $25,000 Building $212,233 |
Source: FEMA National Flood Hazard Layer, Alexander County (37003C), updated January 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370030407003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 9 in force 4 of 9 on primary residences |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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