CO OCWEN LOAN SERVICING LLC 1661 WORHINGTON RD, WEST PALM BEACH, FL 33409
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4567 HEMLOCK AVE, LAKE, MI 48632-8507
Mortgage
Document Number
2018010379
Date
May 4, 2018
Instrument
2018010379
Lender
Name
AMERIFIRST FINANCIAL INC
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Interest
Rate Type
Fixed Rate
October 2017: Trustee's Deed, Foreclosure
Document Type
Trustee's Deed
Jurisdiction
SAINT CLAIR MI
Recording Date
Oct 2, 2017
Property Address
15 HARRIET ST, SAINT CLAIR, MI 48079-5113
Document Number
0048750388
Book / Page
004875 / 000388
Instrument Date
Sep 21, 2017
Transaction Type
Foreclosure
Record Updated
Nov 6, 2017
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$1,115.00
Amount Accuracy
Confirmed
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12650 INGENUITY DR ALAFAYA FL 328262703, ALAFAYA, FL 32826-2703
Tax Assessment & Valuation
The 2025 property tax bill for 15 Harriet St was $2,206 with a homeowner's exemption, up 2.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
Property Jurisdictions
Type
Name
State
Michigan
County
St. Clair County
Municipality
St. Clair City
Unified School District
East China School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$78,300 (+11.86%)
$156,600
2025
$2,206.00 (+2.84%)Homeowner's exemption
$70,000
2024
$2,145.00
$140,000
2023
$54,600
2022
$1,994.00
$109,200
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 15 Harriet St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
9 in force
Nearby Flood Claims
2 (1986–2020)
Claims Outside the SFHA
1 of 2
Most Recent Claim
Jul 2020 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 15 Harriet St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source
Surface water
Last State Inspection
Feb 2026
Lead
2 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
4 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025