10 Harriet St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 10 Harriet St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,169 sqft · built 1940
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2022)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-07-582-0031-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-582-0031-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,169 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	50 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10 HARRIET ST
City	SAINT CLAIR
State	MI
Zip	48079-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	E 70' OF S 1/2 OF W 130' OF LOT 9 BLOCK 1 OAKLAND WS HOPKINS ADDITION ACCORDING TO THE PLAT RECORDED IN LIBER 4 OF PLATS PG
Legal Subdivision	OAKLAND WS HOPKINS ADD
Legal Block	1
Legal Lot Number	9
Legal Unit	9
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3038
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10 HARRIET ST, SAINT CLAIR, MI 48079-5112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 12, 2022	Warranty Deed, Transfer NOT AVAILABLE, HURON TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	Jan 20, 2006 · Amount on Record
Deed Document Number	2022928
Deed Book / Page	5474 / 495
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10 HARRIET ST, SAINT CLAIR, MI 48079-5112
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5588 LAPEER RD 9B, 9B, KIMBALL, MI 48074-1322

Mortgage

Document Number	0005468932
Date	Dec 28, 2021
Book Page	5468/932
Instrument	2021036076

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 12, 2022
Property Address	10 HARRIET ST, SAINT CLAIR, MI 48079-5112
Document Number	0005474495
Book / Page	5474 / 495
Map Reference	LB 4 PG 40
Instrument Date	Dec 23, 2021
Instrument	2022000928
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	NOT AVAILABLE, HURON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5588 LAPEER RD APT 9B, 9B, KIMBALL, MI 48074-1322

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,600 (+11.48%)	$159,200 (+11.48%)
2025	$2,161.00 (+2.81%) Homeowner's exemption	$71,400 (+27.96%)
2024	$2,102.00 (+7.57%)		$142,800 (+27.96%)
2023		$55,800
2022	$1,954.00		$111,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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