15 Harness Ln, Covington, GA 30016 Property Records

Newton County property record for 15 Harness Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,489 sqft · built 2021
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$373,386 (Apr 2021)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0031C-00000-032-000`

Property Details

APN / Parcel Number

Primary APN	`0031C-00000-032-000`
Alternative APNs	`0031C 032` `17548`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,489 sqft Heated Area
1st Floor Area	3,687 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Area	756 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17548
Street Address	15 HARNESS LN
City	COVINGTON
State	GA
Zip	30016-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LT 32 PREAKNESS
Legal Subdivision	PREAKNESS
Legal Lot Number	32
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100904

Owner

15 Harness Ln is owned and occupied by an individual who bought it in April 2021.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	15 HARNESS LN, COVINGTON, GA 30016-6512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Jun 9, 2020	Deed of Trust, Construction Loan · Construction Mortgage AMERIS BK
Jun 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	20211933
Deed Book / Page	4182 / 568
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 9, 2021
Property Address	15 HARNESS LN, COVINGTON, GA 30016-6512
Document Number	0041820568
Book / Page	4182 / 568
Instrument Date	Apr 9, 2021
Instrument	2021-001933
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARNESS LN, COVINGTON, GA 30016-6512

Mortgage

Document Number	0041820000000569
Date	Apr 22, 2021
Book Page	0000004182/0000000569
Instrument	007527

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Jun 9, 2020
Property Address	15 HARNESS LN, COVINGTON, GA 30016-6512
Document Number	0040170339
Book / Page	004017 / 000339
Instrument Date	Jun 5, 2020
Instrument	7590
Transaction Type	Construction Loan
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6621 BAY CIR #170 PEACHTREE CORNERS GA 300711238, 170, PEACHTREE CORNERS, GA 30071-1238
Investor	Possibly a Property Investor

Mortgage

Document Number	40170339
Date	Jun 9, 2020
Book Page	004017/000339
Instrument	7590

Lender

Name	AMERIS BK
Type	Bank
Address	ATLANTA, GA 30309

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 8, 2021

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 21, 2019
Property Address	15 HARNESS LN, COVINGTON, GA 30016-6512
Document Number	0038550525
Book / Page	003855 / 000525
Instrument Date	Jun 10, 2019
Instrument	7640
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$905.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	290 BARCELONA DR COVINGTON GA 300166524, COVINGTON, GA 30016-6524
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 15 Harness Ln was $5,239 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,239.00 Homeowner's exemption	$214,960 Land $30,000 Building $184,960	$537,400 Land $75,000 Building $462,400
2023		$197,280 Land $26,000 Building $171,280	$493,200 Land $65,000 Building $428,200
2022	$4,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Harness Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Harness Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harness Ln

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