10 Harness Ln, Covington, GA 30016 Property Records

Newton County property record for 10 Harness Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,554 sqft · built 2021
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$357,850 (May 2021)
Tax Bill	$5,311 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0031C-00000-027-000`

Property Details

APN / Parcel Number

Primary APN	`0031C-00000-027-000`
Alternative APNs	`0031C 027` `17543`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,554 sqft Heated Area
1st Floor Area	2,074 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Area	797 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17543
Street Address	10 HARNESS LN
City	COVINGTON
State	GA
Zip	30016-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LT 27 PREAKNESS
Legal Subdivision	PREAKNESS
Legal Lot Number	27
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1007
Census Tract	100904

Owner

10 Harness Ln is owned and occupied by an individual who bought it in May 2021.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	10 HARNESS LN, COVINGTON, GA 30016-6512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Dec 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage BANK SOUTH
Jun 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	20212444
Deed Book / Page	4193 / 119
Record Updated	Sep 20, 2026

May 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	May 4, 2021
Property Address	10 HARNESS LN, COVINGTON, GA 30016-6512
Document Number	0041930119
Book / Page	4193 / 119
Instrument Date	May 4, 2021
Instrument	2021-002444
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HARNESS LN, COVINGTON, GA 30016-6512

Mortgage

Document Number	0041930000000120
Date	May 12, 2021
Book Page	0000004193/0000000120
Instrument	008852

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	Dec 22, 2020
Property Address	10 HARNESS LN, COVINGTON, GA 30016-6512
Document Number	0041170156
Book / Page	004117 / 000156
Instrument Date	Dec 14, 2020
Instrument	18891
Transaction Type	Construction Loan
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6621 BAY CIR #170 PEACHTREE CORNERS GA 300711238, 170, PEACHTREE CORNERS, GA 30071-1238
Investor	Possibly a Property Investor

Mortgage

Document Number	41170156
Date	Dec 22, 2020
Book Page	004117/000156
Instrument	18891

Lender

Name	BANK SOUTH
Type	Bank
Address	WATKINSVILLE, GA 30677

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 21, 2021

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 21, 2019
Property Address	10 HARNESS LN, COVINGTON, GA 30016-6512
Document Number	0038550525
Book / Page	003855 / 000525
Instrument Date	Jun 10, 2019
Instrument	7640
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$905.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	270 BARCELONA DR COVINGTON GA 300166525, COVINGTON, GA 30016-6525
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10 Harness Ln was $5,311 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,311.00 Homeowner's exemption	$217,960 Land $30,000 Building $187,960	$544,900 Land $75,000 Building $469,900
2023		$194,160 Land $26,000 Building $168,160	$485,400 Land $65,000 Building $420,400
2022	$4,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Harness Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Harness Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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