15 Harmon Field Rd, Tryon, NC 28782 Property Records

Polk County property record for 15 Harmon Field Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 558 sqft · built 1924
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Dec 2013)
Tax Bill	$1,602 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P35-272`

Property Details

APN / Parcel Number

Primary APN	`P35-272`
Alternative APN	`56316`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Building Area	558 sqft Finished Area
Basement Area	558 sqft
Unfinished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood Siding
Roof Material	Shingle
Lot Area	87,120 sqft (2 acres)
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	56316
Street Address	15 HARMON FIELD RD
City	TRYON
State	NC
Zip	28782-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	2.00 ACRES, P35 MAP P35
Legal Subdivision	MAP P35
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1046
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 HARMON FIELD RD, TRYON, NC 28782-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 30, 2018	Deed of Trust, Mortgage MUTUAL OF OMAHA BANK
Aug 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2013 · Amount on Record
Deed Sale	Dec 16, 2013 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	404 / 527
Last Transfer Date	Aug 24, 2018
Transfer Doc	00435/1582
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	15 HARMON FIELD RD, TRYON, NC 28782-9603
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00453/1718
Date	Nov 5, 2020
Book Page	453/1718

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	15 HARMON FIELD RD, TRYON, NC 28782-9603
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000435/0000001585
Date	Aug 30, 2018
Book Page	0000000435/0000001585

Lender

Name	MUTUAL OF OMAHA BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Aug 30, 2018
Property Address	15 HARMON FIELD RD, TRYON, NC 28782-9603
Document Number	00435/1582
Book / Page	435 / 1582
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HARMON FIELD RD, TRYON, NC 28782-9603

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,602.00 (+3.56%)	$273,109 (-) Land $50,000 Building $223,109	$273,109 (-) Land $50,000 Building $223,109
2025	$1,547.00 (+21.91%)	$273,109 (+48.72%) Land $50,000 Building $223,109	$273,109 (+48.72%) Land $50,000 Building $223,109
2023	$1,269.00	$183,640 Land $45,000 Building $138,640
2021			$183,640 Land $45,000 Building $138,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Pangaea Internet.

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