302 Harmon Field Rd, Tryon, NC 28782 Property Records

Polk County property record for 302 Harmon Field Rd, Tryon, NC 28782 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,424 sqft · built 1960
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Apr 2026)
Tax Bill	$5,719 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`P48-117`

Property Details

APN / Parcel Number

Primary APN	`P48-117`
Alternative APN	`55937`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Building Area	2,424 sqft Finished Area
Attic	Attic
Attic Area	754 sqft
Basement Area	2,400 sqft
Finished Basement	1,900 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1984
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Mixed
Garage Area	766 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55937
Street Address	302 HARMON FIELD RD
City	TRYON
State	NC
Zip	28782-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.50 ACRES, P48 MAP P48
Legal Subdivision	MAP P48
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	3
Census Block	3006
Census Tract	920304

Owner

Source: Polk County records · APN P48-117

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	302 HARMON FIELD RD, TRYON, NC 28782-9631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2026	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Apr 01, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 06, 2024	Warranty Deed, Transfer
Apr 02, 2018	Deed of Trust, Mortgage POLARIS HOME FUNDING
Apr 02, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 02, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2026 · Amount on Record
Deed Sale	Apr 01, 2026 · Amount on Record
Prior Sale	Aug 22, 2014
Deed Book / Page	498 / 1635
Prior Transfer Date	Mar 01, 2018
Prior Transfer Doc	00432/1492
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Jun 04, 2026
Property Address	302 HARMON FIELD RD, TRYON, NC 28782-9631
Document Number	0500000535
Book / Page	500 / 535
Instrument Date	May 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 HARMON FIELD RD, TRYON, NC 28782-9631
Investor	Possibly a Property Investor

Mortgage

Document Number	0500000535,
Date	Jun 04, 2026
Book Page	500/535

Lender

Name	HOMETRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2051

Interest

Rate	6.75%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 01, 2026
Property Address	302 HARMON FIELD RD, TRYON, NC 28782-9631
Document Number	0498001635
Book / Page	498 / 1635
Instrument Date	Mar 25, 2026
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$262,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 HARMON FIELD RD, TRYON, NC 28782-9631
Investor	Possibly a Property Investor

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 06, 2024
Property Address	302 HARMON FIELD RD, TRYON, NC 28782-9631
Document Number	00483/2422
Book / Page	483 / 2422
Instrument Date	Mar 05, 2024
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 123, TRYON, NC 28782-0123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 HARMON FIELD RD, TRYON, NC 28782-9631

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	302 HARMON FIELD RD, TRYON, NC 28782-9631
Transaction Type	Mortgage
Record Updated	May 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000432/0000001498
Date	Apr 02, 2018
Book Page	0000000432/0000001498

Lender

Name	POLARIS HOME FUNDING
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Apr 02, 2018
Property Address	302 HARMON FIELD RD, TRYON, NC 28782-9631
Document Number	00432/1495
Book / Page	432 / 1495
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 HARMON FIELD RD, TRYON, NC 28782-9631

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Apr 02, 2018
Property Address	302 HARMON FIELD RD, TRYON, NC 28782-9631
Document Number	00432/1492
Book / Page	432 / 1492
Instrument Date	Mar 01, 2018
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 HARMON FIELD RD, TRYON, NC 28782-9631

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,719.00 (+273.55%)	$1,235,672 (+362.19%) Land $67,500 Building $1,168,172	$1,235,672 (+362.19%) Land $67,500 Building $1,168,172
2023	$1,531.00	$267,352 Land $37,500 Building $229,852
2021			$267,352 Land $37,500 Building $229,852

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 72% of North Carolina
Wildfire Likelihood	About 1 in 990 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Skyrunner	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: e-Polk. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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