Westchester County and Rye City property record for 15 Harding Dr, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,408 sqft · built 2012 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,555,500 (Nov 2012) |
| Tax Bill | $33,277 (2026) |
| Deeds & Mortgages | May 2022 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-17-2-40 |
| Primary APN | 551400 146-17-2-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Living Area |
| 1st Floor Area | 1,130 sqft |
| 2nd Floor Area | 1,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 15 HARDING DR |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | MAP OF GLEN OAKS |
| Legal Block | 2 |
| Legal Lot Number | 40.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 HARDING DR, RYE, NY 10580-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2012 · Amount on Record |
| Deed Sale | Nov 29, 2012 · Amount on Record |
| Prior Sale | Apr 7, 2005 · Amount on Record |
| Deed Document Number | 2012521983406 |
| Prior Transfer Date | Sep 26, 2003 |
| Prior Transfer Doc | 0040510956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | May 26, 2022 |
| Property Address | 15 HARDING DR, RYE, NY 10580-1314 |
| Document Number | 0621293897 |
| Map Reference | MAP 2966 |
| Instrument Date | May 19, 2022 |
| Instrument | 621293897 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Title Company | NATIONAL GRANITE TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 HARDING DR, 15, RYE, NY 10580-1314 |
| Name | Verified Name |
|---|
| Document Number | 0621453558 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 621453558 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Number | 0621453650 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 621453650 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,277.00 (+1,872.55%) | ||
| 2025 | $1,687.00 | $26,250 (-) Land $4,650 Building $21,600 | $2,224,576 (+6.78%) Land $394,068 Building $1,830,508 |
| 2024 | $26,250 (-) Land $4,650 Building $21,600 | $2,083,334 (+2.38%) Land $369,048 Building $1,714,286 | |
| 2023 | $26,250 Land $4,650 Building $21,600 | $2,034,884 Land $360,465 Building $1,674,419 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 72 (1978–2024) |
| Claims Outside the SFHA | 35 of 72 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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