12 Harding Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 12 Harding Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,594 sqft · built 1962
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,550,000 (Mar 2025)
Tax Bill	$26,575 (2026)
Deeds & Mortgages	Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`551400 146-17-3-55`

Property Details

APN / Parcel Number

Primary APN	`551400 146-17-3-55`
Alternative APN	`140014601700030550000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,594 sqft Living Area
1st Floor Area	1,774 sqft
2nd Floor Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12 HARDING DR
City	RYE
State	NY
Zip	10580-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	SUBDIVISION MAP GLEN OAKS PARK
Legal Block	3
Legal Lot Number	55.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1008
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 RIVER TER, 3306, NEW YORK, NY 10282-1126
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	20253407
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0472600034
Record Updated	Oct 29, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 11, 2023
Property Address	12 HARDING DR, RYE, NY 10580-1313
Document Number	0632433368
Map Reference	MAP 12634
Instrument Date	Aug 31, 2023
Instrument	632433368
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	AMTRUST TITLE INSURANCE COMPANY, ATRUST TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$5,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8077 N STONEHAVEN DR, HAYDEN, ID 83835-9051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WESTCHESTER AVE STE 109, 109, PURCHASE, NY 10577-2515

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,575.00 (+24.81%)
2025	$21,293.00	$16,250 (-) Land $5,750 Building $10,500	$1,377,119 (+6.78%) Land $487,288 Building $889,831
2024		$16,250 (-13.56%) Land $5,750 Building $10,500	$1,289,682 (-11.51%) Land $456,349 Building $833,333
2023		$18,800 (-) Land $5,750 Building $13,050	$1,457,364 (+13.95%) Land $445,736 Building $1,011,628
2022		$18,800 Land $5,750 Building $13,050	$1,278,911 Land $391,156 Building $887,755

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	72 (1978–2024)
Claims Outside the SFHA	35 of 72
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 19 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20