Davidson County property record for 15 Hames St, Lexington, NC 27295
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 780 sqft · built 1917 |
| Lot Size | 0.201 acres (8,763 sqft) |
| Owner | Individual Name on File |
| Last Sale | $111,000 (Apr 2024) |
| Tax Bill | $621 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-013-0-002-0178 |
| Primary APN | 11-013-0-002-0178 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 780 sqft Total Area |
| 1st Floor Area | 692 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,763 sqft (0.201 acres) |
| Lot Dimensions | 127 ft deep x 69 ft wide |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9275874 |
|---|---|
| Street Address | 15 HAMES ST |
| City | LEXINGTON |
| State | NC |
| Zip | 27295-1680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | P=8-94 B2 L178 BK2645-715 ERLANGER MILL |
| Legal Subdivision | ERLANGER MILLS |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 61204 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Erlanger Mill Village Historic District listed 2008 · 289 contributing resources · NRIS 07001371 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
15 Hames St is owned and occupied by an individual who bought it in April 2024.
Source: Davidson County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 HAMES ST, LEXINGTON, NC 27295-1680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC A V |
| Apr 17, 2024 | Deed of Trust, Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 2, 2021 | Warranty Deed, Transfer · Seller Carry-Back CHARLES NEETHAM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Prior Sale | Jun 2, 2021 · Amount on File |
| Deed Document Number | 20246552 |
| Deed Book / Page | 2645 / 715 |
| Prior Transfer Date | Oct 26, 1999 |
| Prior Transfer Doc | 1158000001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 15 HAMES ST, LEXINGTON, NC 27295-1680 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 15 HAMES ST, LEXINGTON, NC 27295-1680 |
| Document Number | 0026450717 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 2645/717 |
| Instrument | 2024006553 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC A V |
|---|---|
| Address | 600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 15 HAMES ST, LEXINGTON, NC 27295-1680 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 15 HAMES ST, LEXINGTON, NC 27295-1680 |
| Document Number | 0026450732 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 2645/732 |
| Instrument | 2024006554 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | 600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 17, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Recording Date | Jun 2, 2021 |
| Property Address | 15 HAMES ST, LEXINGTON, NC 27295-1680 |
| Document Number | 0024801179 |
| Book / Page | 2480 / 1179 |
| Map Reference | MB 8 PG 94 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021000013543 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1505 GREENSBORO STREET EXT, 1505, LEXINGTON, NC 27295-1983 |
| Name | Verified Name |
|---|---|
| Address | 12018 CHEVIOTT LANE, LEXINGTON, NC 27295 |
| Document Number | 2021000013544 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021000013544 |
| Name | CHARLES NEETHAM |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jun 1, 2033 |
The 2025 property tax bill for 15 Hames St was $621.
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Municipality | Lexington City |
| Unified School District | Lexington City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,800 (-) | $47,800 (-) Land $8,000 Building $39,800 | |
| 2025 | $621.00 | $47,800 | $47,800 Land $8,000 Building $39,800 |
| 2023 | $370.00 | $28,300 | $28,300 Land $8,000 Building $20,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 15 Hames St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Hames St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LEXINGTON serves 19,632 people · EPA ID NC0229010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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