10 Hames St, Lexington, NC 27295 Property Records

Davidson County property record for 10 Hames St, Lexington, NC 27295

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 776 sqft · built 1912
Lot Size0.193 acres (8,400 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Feb 2026)
Tax Bill$338 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-007-0-001-0114

Property Details

APN / Parcel Number

Primary APN11-007-0-001-0114
Alternative APNs
  • 9204074
  • 9276500

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area776 sqft Total Area
1st Floor Area688 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 2010
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
PorchSlab
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number9276500
Street Address10 HAMES ST
CityLEXINGTON
StateNC
Zip27295-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN
Legal DescriptionP=8-93 B1 L114 BK2649-2357 ERLANG
Legal SubdivisionERLANGER MILLS INC PROP SEC 01
JurisdictionDAVIDSON NC
Township / Civil DivisionLEXINGTON
Census Block Group2
Census Block2005
Census Tract61204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Erlanger Mill Village Historic District
listed 2008 · 289 contributing resources · NRIS 07001371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 Hames St is owned and occupied by an individual who bought it in February 2026.

Source: Davidson County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address10 HAMES ST, LEXINGTON, NC 27295-1620
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
ALCOVA MORTGAGE LLC
Feb 25, 2026Deed of Trust, Mortgage
ALCOVA MORTGAGE LLC
May 11, 2023Warranty Deed, Transfer
Mar 22, 2023Warranty Deed, Transfer · Seller Carry-Back
DENISE MORRIS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2026 · Amount on File
Deed SaleFeb 25, 2026 · Amount on File
Prior SaleMay 20, 2024 · Amount on File
Deed Document Number20263281
Deed Book / Page2743 / 1015
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address10 HAMES ST, LEXINGTON, NC 27295-1620
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 GEORGIA AVE, THOMASVILLE, NC 27360-4915

Mortgage

Document Number0027431017
DateFeb 25, 2026
Book Page2743/1017
Instrument2026003282
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Address308 MARKET ST SE, ROANOKE, VA 24011
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address10 HAMES ST, LEXINGTON, NC 27295-1620
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 HAMES ST, LEXINGTON, NC 27295-1620

Mortgage

Document Number0027431030
DateFeb 25, 2026
Book Page2743/1030
Instrument2026003283
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Address380 MARKET ST SE, ROANOKE, VA 24011
Agreement
AmountAmount on Record
Term180 Months
DueFeb 24, 2041

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIDSON NC
Recording DateMay 11, 2023
Property Address10 HAMES ST, LEXINGTON, NC 27295-1620
Document Number0025990535
Book / Page2599 / 535
Map ReferenceMB 8 PG 93
Instrument DateMay 8, 2023
Instrument2023008023
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount on Record
Tax$55.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address918 RIVER ST, WILKESBORO, NC 28697-2724

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 REGENTS CENTER CIR, LEXINGTON, NC 27295-8616

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIDSON NC
Recording DateMar 22, 2023
Property Address10 HAMES ST, LEXINGTON, NC 27295-1620
Document Number0025912106
Book / Page2591 / 2106
Map ReferenceMB 8 PG 93
Instrument DateMar 20, 2022
Instrument2023004700
Transaction TypeTransfer
Record UpdatedApr 12, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1734, WELCOME, NC 27374-1734

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 RIVER ST, WILKESBORO, NC 28697-2724

Mortgage

Document Number2023004701
DateMar 22, 2023
Instrument2023004701
Lender
NameDENISE MORRIS
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term87 Months
DueJun 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 10 Hames St was $338.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
MunicipalityLexington City
Unified School DistrictLexington City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,830 (+126.18%)$58,830 (+126.18%) Land $8,000 Building $50,830
2025$338.00$26,010$26,010 Land $8,000 Building $18,010
2023$340.00$26,010$26,010 Land $8,000 Building $18,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10 Hames St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Hames St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LEXINGTON
serves 19,632 people · EPA ID NC0229010
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Total trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
Cable · DSL · Fiber in parts of the area
1,000 / 25
Verizon
Fixed Wireless
300 / 20

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