15 Guernsey St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 15 Guernsey St, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,781 sqft · built 1850
Lot Size	0.134 acres (5,841 sqft)
Owner	2 Individual Names on File
Last Sale	$1,165,000 (Dec 2025)
Tax Bill	$8,536 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0127 B:0017 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0127 B:0017 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,781 sqft Living Area
Gross Area	3,034 sqft
Basement Area	620 sqft
Unfinished Basement	248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,841 sqft (0.134 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	15 GUERNSEY ST
City	MARBLEHEAD
State	MA
Zip	01945-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	N ALLEN LINDSEY & JUDSON C SAN
Legal Block	17
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	2
Census Block	2023
Census Tract	203301

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0127 B:0017 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 GUERNSEY ST, MARBLEHEAD, MA 01945-2450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Quit Claim Deed, Transfer · Conventional Mortgage UBS BANK USA
Oct 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL GRAND BK/MARBLEHEAD
Aug 22, 2017	Quit Claim Deed, Transfer BOSTON PRIVATE BANK & TRUST
Jul 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	20253240
Deed Book / Page	43134 / 597
Transfer Doc	36007-598
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Dec 17, 2025
Property Address	15 GUERNSEY ST, MARBLEHEAD, MA 01945-2450
Document Number	043134-597
Book / Page	43134 / 597
Instrument Date	Dec 17, 2025
Instrument	20251217003240
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 GUERNSEY ST, MARBLEHEAD, MA 01945-2450

Mortgage

Document Number	20251217003250
Date	Dec 17, 2025
Instrument	20251217003250

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 01, 2033
Index	Other
Margin	3

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Oct 11, 2022
Property Address	15 GUERNSEY ST, MARBLEHEAD, MA 01945-2450
Document Number	041236-481
Book / Page	41236 / 481
Instrument Date	Oct 11, 2022
Instrument	20221011001260
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 GUERNSEY ST, MARBLEHEAD, MA 01945-2450

Mortgage

Document Number	0000000127
Date	Oct 11, 2022
Instrument	127

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 01, 2032
Max Rate At Change	2.75%
Index	Other

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	15 GUERNSEY ST, MARBLEHEAD, MA 01945-2450
Document Number	37886-408
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GUERNSEY ST MARBLEHEAD MA 019452450, MARBLEHEAD, MA 01945-2450

Mortgage

Document Number	37886-408
Date	Sep 30, 2019
Book Page	037886/000408
Instrument	1909301790

Lender

Name	NATIONAL GRAND BK/MARBLEHEAD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 29, 2034

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Aug 22, 2017
Property Address	15 GUERNSEY ST, MARBLEHEAD, MA 01945-2450
Document Number	36119-4
Book / Page	36119 / 4
Instrument	316
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$61.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GUERNSEY ST, MARBLEHEAD, MA 01945-2450

Mortgage

Document Number	361190006
Date	Aug 22, 2017
Instrument	36119/0006

Lender

Name	BOSTON PRIVATE BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jul 10, 2017
Property Address	15 GUERNSEY ST, MARBLEHEAD, MA 01945-2450
Document Number	36007-598
Book / Page	036007 / 000598
Instrument Date	Jul 07, 2017
Instrument	1707100362
Transaction Type	Transfer
Record Updated	Aug 01, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GUERNSEY ST MARBLEHEAD MA 019452450, MARBLEHEAD, MA 01945-2450

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,536.00 (+4.26%)	$943,200 (+3.23%) Land $530,700 Building $412,500	$813,200
2024	$8,187.00 (+1.04%)	$913,700 (+12.76%) Land $507,100 Building $406,600
2023	$8,103.00	$810,300 Land $483,600 Building $326,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 759 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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