15 Grace Ave, Shelby, OH 44875 Property Records

Richland County property record for 15 Grace Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,560 sqft · built 1910
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Dec 2015)
Tax Bill	$548 (2025)
Deeds & Mortgages	May 2012 Line of Credit May 2008 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-192-13-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-192-13-000`
Alternative APN	`04049`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	591 sqft
Basement Area	21 sqft
Unfinished Basement	21 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide
Porch	Slab
Balcony Area	42 sqft
Poultry House	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 GRACE AVE
City	SHELBY
State	OH
Zip	44875-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1384 & 7 1/2 FT VAC ALLEY TO NORTH GRACE AVE 50 X
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	2
Census Block	2011
Census Tract	2500

Owner

15 Grace Ave is owned and occupied by an individual who bought it in December 2015.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	15 GRACE AVE, SHELBY, OH 44875-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2012	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 20, 2008	Sheriff's Deed, Foreclosure
Oct 11, 2005	Warranty Deed, Transfer · Conventional Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2015 · Amount on File
Deed Sale	Dec 16, 2015 · Amount on File
Prior Sale	Mar 23, 2009 · Amount on File
Deed Document Number	201514151
Deed Book / Page	2429 / 457
Prior Transfer Date	Sep 28, 2005
Prior Transfer Doc	01574/0126
Record Updated	Oct 29, 2026

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	15 GRACE AVE, SHELBY, OH 44875-1511
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02136/0669
Date	May 29, 2012
Book Page	2136/0669
Instrument	201200006402

Lender

Name	PNC BANK NA
Type	Bank
Address	SHELBY, OH 44875

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2008: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND OH
Recording Date	May 20, 2008
Property Address	15 GRACE AVE, SHELBY, OH 44875-1511
Document Number	01843/0502
Book / Page	1843 / 0502
Instrument Date	Mar 18, 2008
Instrument	200800006802
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 WALNUT ST # 4844, GREEN COVE SPRINGS, FL 32043-3443
Investor	Possibly a Property Investor

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 11, 2005
Property Address	15 GRACE AVE, SHELBY, OH 44875-1511
Document Number	01574/0128
Book / Page	1574 / 0128
Instrument Date	Oct 7, 2005
Instrument	200500019245
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BARRISTER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GRACE AVE, SHELBY, OH 44875-1511

Mortgage

Document Number	200500019246
Date	Oct 11, 2005
Instrument	200500019246

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.2%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

Mortgage

Document Number	01574/0152
Date	Oct 11, 2005
Book Page	1574/0152
Instrument	200500019247

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender
Address	16802 ASTON, IRVINE, CA 92606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 15 Grace Ave was $548 with a homeowner's exemption, up 0.2% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$548.00 (+0.18%)	$14,710 (-) Land $3,490 Building $11,220
2024	$547.00 (-2.67%) Homeowner's exemption	$14,710 (-) Land $3,490 Building $11,220
2023	$562.00 (+29.2%) Homeowner's exemption	$14,710 (+44.36%) Land $3,490 Building $11,220	$42,050 Land $9,980 Building $32,070
2022	$435.00 Homeowner's exemption	$10,190 Land $3,350 Building $6,840
2020			$29,100 Land $9,560 Building $19,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Grace Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Grace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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