12 Grace Ave, Shelby, OH 44875 Property Records

Richland County property record for 12 Grace Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,729 sqft · built 1910
Lot Size	0.2 acres (8,690 sqft)
Owner	Individual Name on File
Last Sale	$59,000 (May 2015)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Mar 2024 Reverse Mortgage Aug 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-064-08-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-064-08-000`
Alternative APN	`04088`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,729 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	8,690 sqft (0.2 acres)
Lot Dimensions	158 ft deep x 55 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Deck Area	252 sqft
Canopy	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 GRACE AVE
City	SHELBY
State	OH
Zip	44875-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2484 55 X 150 & 8' OF VACATED 16' ALLEY TO S GRACE AVE
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	2
Census Block	2004
Census Tract	2500

Owner

12 Grace Ave is owned and occupied by an individual who bought it in May 2015.

Source: Richland County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 GRACE AVE, SHELBY, OH 44875-1512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage · Reverse Mortgage DIRECTIONS CU
Aug 30, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF OHIO
May 6, 2015	Warranty Deed, Transfer · Conventional Mortgage THE PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2015 · Amount on File
Deed Sale	May 6, 2015 · Amount on File
Prior Sale	Apr 6, 1999 · Amount on File
Deed Document Number	20154766
Deed Book / Page	2380 / 385
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	12 GRACE AVE, SHELBY, OH 44875-1512
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GRACE AVE, SHELBY, OH 44875-1512

Mortgage

Document Number	03013/1067
Date	Mar 21, 2024
Book Page	3013/1067
Instrument	202400002592

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	200 N SAINT CLAIR ST STE 1600, TOLEDO, OH 43604

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 28, 2034

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	12 GRACE AVE, SHELBY, OH 44875-1512
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	BARRISTER LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01998/0128
Date	Aug 30, 2010
Book Page	1998/0128
Instrument	201000009018

Lender

Name	FIRST FEDERAL BANK OF OHIO
Address	GALION, OH 44833

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2025

May 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 6, 2015
Property Address	12 GRACE AVE, SHELBY, OH 44875-1512
Document Number	02380/0385
Book / Page	2380 / 0385
Instrument Date	May 5, 2015
Instrument	201500004766
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GRACE AVE, SHELBY, OH 44875-1512

Mortgage

Document Number	201500004767
Date	May 6, 2015
Instrument	201500004767

Lender

Name	THE PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 12 Grace Ave was $1,669 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+0.06%)	$44,820 (-) Land $6,370 Building $38,450
2024	$1,668.00 (-2.74%) Homeowner's exemption	$44,820 (-) Land $6,370 Building $38,450
2023	$1,715.00 (+95.55%) Homeowner's exemption	$44,820 (+118.1%) Land $6,370 Building $38,450	$128,070 Land $18,200 Building $109,870
2022	$877.00 Homeowner's exemption	$20,550 Land $5,790 Building $14,760
2020			$58,720 Land $16,550 Building $42,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Grace Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Grace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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