15 Garson Ave, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 15 Garson Ave, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,937 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jul 2023)
Tax Bill	$716 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047075-00.0`

Property Details

APN / Parcel Number

Primary APN	`047075-00.0`
Alternative APNs	`140010667000010130010000` `261400 106.67-1-13.001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,937 sqft Living Area
1st Floor Area	775 sqft
2nd Floor Area	775 sqft
Upper Floors Area	387 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	210 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	047075-00.0
Street Address	15 GARSON AVE
City	ROCHESTER
State	NY
Zip	14609-6037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Block	1
Legal Lot Number	13.001
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3002
Census Tract	5600

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 GARSON AVE, ROCHESTER, NY 14609-6037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit GENESEE CO OP FCU
Jul 20, 2023	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Deed Document Number	20231519
Deed Book / Page	12840 / 206
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	15 GARSON AVE, ROCHESTER, NY 14609-6037
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202503363193
Date	Dec 9, 2025
Book Page	31209/122
Instrument	202503363193

Lender

Name	GENESEE CO OP FCU
Type	Credit Union
Address	ROCHESTER, NY 14620

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 8, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Jul 20, 2023
Property Address	15 GARSON AVE, ROCHESTER, NY 14609-6037
Document Number	0000001519
Book / Page	12840 / 206
Map Reference	LB 8 PG 67
Instrument Date	Jul 18, 2023
Instrument	202307201519
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	ROCHESTER ABSTRACT CORPORATION, ROCHESTER ABSTRACT CORP

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	579 HURSTBOURNE RD, ROCHESTER, NY 14609-5509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 GARSON AVE, ROCHESTER, NY 14609-6037

Mortgage

Document Number	0000001520
Date	Jul 20, 2023
Instrument	202307201520

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$716.00 (-8.56%)
2025	$783.00	$90,000 (+131.96%) Land $7,900 Building $82,100	$90,000 (+92.53%) Land $7,900 Building $82,100
2023		$38,800 (-) Land $3,300 Building $35,500	$46,747 (+10.84%) Land $3,976 Building $42,771
2022		$38,800 Land $3,300 Building $35,500	$42,174 Land $3,587 Building $38,587

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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