Anne Arundel County property record for 15 Franklin St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,636 sqft · built 1925 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,385,000 (Aug 2014) |
| Tax Bill | $19,536 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-01076610 |
| Primary APN | 06-000-01076610 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,636 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 1,358 sqft |
| Finished Basement | 1,358 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 4,375 sqft (0.1 acres) |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00001076610 |
|---|---|
| Street Address | 15 FRANKLIN ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District (Boundary Increase) listed 1984 · 1,197 contributing resources · NRIS 84003875 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
15 Franklin St is owned and occupied by two individuals who bought it in August 2014.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Aug 26, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 24, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on File |
| Deed Sale | Aug 28, 2014 · Amount on File |
| Prior Sale | May 4, 2009 · Amount on File |
| Deed Book / Page | 27576 / 100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 15 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 15 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0390350040 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 39035/40 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 15 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0363080181 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 36308/181 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 15 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0338330018 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 15 FRANKLIN ST ANNAPOLIS MD 214012707, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0338330018 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 033833/000018 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 15 FRANKLIN ST, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0334260158 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | EAGLE TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 FRANKLIN ST ANNAPOLIS MD 214012707, ANNAPOLIS, MD 21401-2707 |
| Document Number | 0334260158 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 033426/000158 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
The 2025 property tax bill for 15 Franklin St was $19,536 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,496,800 Land $835,400 Building $661,400 | $1,496,800 Land $835,400 Building $661,400 | |
| 2025 | $19,536.00 | ||
| 2023 | $17,839.00 Homeowner's exemption | $1,242,300 Land $752,900 Building $489,400 | $1,242,300 Land $752,900 Building $489,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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