15 Ferry St, Douglas, MI 49406 Property Records

Allegan County property record for 15 Ferry St, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,415 sqft · built 2020
Lot Size	0.271 acres (11,805 sqft)
Owner	2 Individual Names on Record
Last Sale	$799,000 (Jan 2022)
Tax Bill	$12,257 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`59-016-030-00`

Property Details

APN / Parcel Number

Primary APN	`59-016-030-00`
Alternative APN	`03-59-016-030-00`

Interior

Full Baths	3 Baths
Building Area	1,415 sqft Living Area
1st Floor Area	1,383 sqft
Basement Area	1,383 sqft
Unfinished Basement	1,383 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	11,805 sqft (0.271 acres)
Lot Dimensions	187 ft deep x 63.2 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 FERRY ST
City	DOUGLAS
State	MI
Zip	49406-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4 HARBOR
Legal Description	THAT PT OF TERRACE PARK HEIGHTS DESC AS COM AT W 1/4 COR TH N 208' TO POB TH CONT N 25' TH E 33' TH N 63.17' TH E 187.05' TH S 39.17' TH S 43 DEG 47' 23 W 33.46' TH S 25' TH W 197.02' SEC 16 T3N R16W (2015).
Legal Range	16W
Legal Township	03N
Legal Section	16
Legal Subdivision	TERRACE PRK HEIGHTS
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2033
Census Tract	30802

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 864, DOUGLAS, MI 49406-0864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Feb 26, 2020	Warranty Deed, Transfer PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L
Feb 7, 2017	Warranty Deed, Transfer
Feb 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Jan 3, 2022 · Amount on Record
Deed Document Number	2022177
Deed Book / Page	4715 / 55
Prior Transfer Date	Feb 6, 2015
Prior Transfer Doc	3905/845
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 3, 2022
Property Address	15 FERRY ST, DOUGLAS, MI 49406-5215
Document Number	0004715/55
Book / Page	4715 / 55
Map Reference	LB 6 PG 7
Instrument Date	Dec 29, 2021
Instrument	2022000177
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1916 LAKE DR SE, 1916, GRAND RAPIDS, MI 49506-3021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6326 NORTH WAYNE AVE, GRAND RAPIDS, MI 49506

Mortgage

Document Number	0000471561
Date	Jan 3, 2022
Instrument	4715/61

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 26, 2020
Property Address	15 FERRY ST, DOUGLAS, MI 49406-5215
Document Number	4434/895
Book / Page	4434 / 895
Map Reference	LB 8 PG 7
Instrument Date	Feb 19, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount Recorded
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 125, DOUGLAS, MI 49406-0125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 LAKE DR SE, GRAND RAPIDS, MI 49506-3021

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 7, 2017
Property Address	15 FERRY ST, DOUGLAS, MI 49406-5215
Document Number	4112/342
Book / Page	4112 / 342
Map Reference	LB6 PG7
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 125, DOUGLAS, MI 49406-0125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 125, DOUGLAS, MI 49406-0125

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 7, 2017
Property Address	15 FERRY ST, DOUGLAS, MI 49406-5215
Document Number	4112/335
Book / Page	4112 / 335
Map Reference	LB6 PG7
Instrument Date	Jan 20, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 125, DOUGLAS, MI 49406-0125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 125, DOUGLAS, MI 49406-0125

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,200 (+12.87%) Land $56,900 Building $405,300	$924,400 (+12.87%) Land $113,800 Building $810,600
2025	$12,257.00 (+5.26%) Homeowner's exemption	$409,500 (+24.43%) Land $44,200 Building $365,300	$819,000 (+24.43%) Land $88,400 Building $730,600
2024	$11,644.00 (+5,216.89%)
2023		$329,100 Land $42,500 Building $286,600	$658,200 Land $85,000 Building $573,200
2020	$219.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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