Allegan County property record for 45 Ferry St, Douglas, MI 49406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,030 sqft · built 2017 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Jan 2021) |
| Tax Bill | $18,811 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Dec 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59-650-002-23 |
| Primary APN | 59-650-002-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,030 sqft Living Area |
| 1st Floor Area | 2,030 sqft |
| Basement Area | 2,030 sqft |
| Unfinished Basement | 2,030 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Lot Area | 12,327 sqft (0.283 acres) |
| Lot Dimensions | 187 ft deep x 66 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 FERRY ST |
|---|---|
| City | DOUGLAS |
| State | MI |
| Zip | 49406-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PT OF TERRACE PARK HEIGHTS DESC AS COM AT W 1/4 COR TH E 33' TH N 428.17' TO POB TH CONT N 66' TH E 187.07' TH S 66' TH |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 16 |
| Legal Subdivision | TERRACE PARK HEIGHTS |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 30802 |
Source: Allegan County records · APN 59-650-002-23
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2424 LINCOLNWOOD DR, EVANSTON, IL 60201-2051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Dec 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Feb 07, 2017 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 07, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Prior Sale | Dec 05, 2019 · Amount on Record |
| Deed Book / Page | 4565 / 66 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 14, 2021 |
| Property Address | 45 FERRY ST, DOUGLAS, MI 49406-5215 |
| Document Number | 0004565/66 |
| Book / Page | 4565 / 66 |
| Map Reference | LB 6 PG 7 |
| Instrument Date | Dec 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,816.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 FERRY ST, 45, DOUGLAS, MI 49406-5215 |
| Name | Verified Name |
|---|---|
| Address | 45 FERRY ST, DOUGLAS, MI 49406-5215 |
| Document Number | 0000456570 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 4565/70 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Dec 05, 2019 |
| Property Address | 45 FERRY ST, DOUGLAS, MI 49406-5215 |
| Document Number | 4409/169 |
| Book / Page | 4409 / 169 |
| Map Reference | LB 6 PG 7 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TIITLE AGC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 FERRY ST, 45, DOUGLAS, MI 49406-5215 |
| Name | Verified Name |
|---|---|
| Address | 45 FERRY ST, DOUGLAS, MI 49406-5215 |
| Document Number | 004409/172 |
|---|---|
| Date | Dec 05, 2019 |
| Book Page | 4409/172 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 17, 2017 |
| Property Address | 45 FERRY ST, DOUGLAS, MI 49406-5215 |
| Document Number | 4197/119 |
| Book / Page | 4197 / 119 |
| Map Reference | LB6 PG7 |
| Instrument Date | Nov 01, 2017 |
| Instrument | 4197-119 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,034.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 FERRY ST, 45, KALAMAZOO, MI 49009 |
| Name | Verified Name |
|---|---|
| Address | 958 E EAGLE LAKE DR, KALAMAZOO, MI 49009-8426 |
| Document Number | 4197122 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 4197-122 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 07, 2017 |
| Property Address | 45 FERRY ST, DOUGLAS, MI 49406-5215 |
| Document Number | 4112/335 |
| Book / Page | 4112 / 335 |
| Map Reference | LB6 PG7 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 125, DOUGLAS, MI 49406-0125 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 125, DOUGLAS, MI 49406-0125 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 07, 2017 |
| Property Address | 45 FERRY ST, DOUGLAS, MI 49406-5215 |
| Document Number | 4112/354 |
| Book / Page | 4112 / 354 |
| Map Reference | LB6 PG7 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 125, DOUGLAS, MI 49406-0125 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 125, DOUGLAS, MI 49406-0125 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Douglas City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,900 (+41.05%) Land $59,400 Building $416,500 | $951,800 (+41.05%) Land $118,800 Building $833,000 | |
| 2025 | $18,811.00 (+28.03%) | ||
| 2023 | $337,400 Land $42,500 Building $294,900 | $674,800 Land $85,000 Building $589,800 | |
| 2020 | $14,693.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), as of June 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260050308022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
Based on FCC filings for 116 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0003525, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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