15 Elmsmere Rd, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 15 Elmsmere Rd, Mount Vernon, NY 10552

Property Summary

Property TypeSingle Family Home
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$652,500 (Feb 2012)
Tax Bill$34,374 (2026)
Deeds & MortgagesJun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN550800 165.25-2144-9

Property Details

APN / Parcel Number

Primary APN550800 165.25-2144-9
Alternative APNs
  • 080016502521440090000000
  • 046760

Exterior

Lot Area20,038 sqft (0.46 acres)

Location & Zoning

Account Number046760
Street Address15 ELMSMERE RD
CityMOUNT VERNON
StateNY
Zip10552-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionELMSMERE
Legal Block2144
Legal Lot Number9.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1011
Census Tract15100

Owner

15 Elmsmere Rd is owned and occupied by two individuals who bought it in February 2012.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address15 ELMSMERE RD, MOUNT VERNON, NY 10552-1309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2012 · Amount on File
Deed SaleFeb 27, 2012 · Amount on File
Prior SaleJul 28, 1999 · Amount on File
Deed Document Number2012520473093
Record UpdatedOct 29, 2026

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWESTCHESTER NY
Recording DateJun 5, 2017
Property Address15 ELMSMERE RD, MOUNT VERNON, NY 10552-1309
Book / Page057156 / 003027
Instrument DateMay 23, 2017
Transaction TypeConstruction Loan
Record UpdatedSep 25, 2018
Title CompanyISGN FULFILLMENT SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 ELMSMERE RD FLEETWOOD NY 105521309, FLEETWOOD, NY 10552-1309

Mortgage

Document Number0571563027
DateJun 5, 2017
Book Page057156/003027
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 4, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15 Elmsmere Rd was $34,374, up 47.1% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,374.00 (+47.06%)
2025$23,374.00$20,000 (-) Land $8,500 Building $11,500$1,111,111 (+6.67%) Land $472,222 Building $638,889
2024$20,000 (-) Land $8,500 Building $11,500$1,041,666 (-10.94%) Land $442,708 Building $598,958
2023$20,000 Land $8,500 Building $11,500$1,169,591 Land $497,076 Building $672,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Elmsmere Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2021–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Elmsmere Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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