Westchester County and Mount Vernon City property record for 55 Elmsmere Rd, Mount Vernon, NY 10552
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $910,000 (Oct 2020) |
| Tax Bill | $32,532 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 159.81-2144-12 |
| Primary APN | 550800 159.81-2144-12 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,988 sqft (0.39 acres) |
|---|
| Account Number | 046790 |
|---|---|
| Street Address | 55 ELMSMERE RD |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10552-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MAP OF ELMSMERE |
| Legal Block | 2144 |
| Legal Lot Number | 12.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 15100 |
55 Elmsmere Rd is owned and occupied by two individuals who bought it in October 2020.
Source: Westchester County and Mount Vernon City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 ELMSMERE RD, MOUNT VERNON, NY 10552-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BK USA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on File |
| Deed Sale | Oct 2, 2020 · Amount on File |
| Prior Sale | Jun 7, 2005 · Amount on File |
| Deed Document Number | 2020602583719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 2, 2020 |
| Property Address | 55 ELMSMERE RD, MOUNT VERNON, NY 10552-1309 |
| Document Number | 0602583719 |
| Map Reference | MAP 2277 |
| Instrument Date | Sep 12, 2020 |
| Instrument | 602583719 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 ELMSMERE RD, 55, MOUNT VERNON, NY 10552-1309 |
| Name | Verified Name |
|---|---|
| Address | 111 E 88TH ST APT 2A, 2A, NEW YORK, NY 10128-1158 |
| Investor | Possibly a Property Investor |
| Document Number | 0602743780 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 602743780 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 55 ELMSMERE RD, MOUNT VERNON, NY 10552-1309 |
| Document Number | 0592763630 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 55 ELMSMERE RD MOUNT VERNON NY 105521309, MOUNT VERNON, NY 10552-1309 |
| Document Number | 0592763630 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 059276/003630 |
| Name | HSBC BK USA NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2049 |
The 2026 property tax bill for 55 Elmsmere Rd was $32,532, up 4.9% from the year before.
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,532.00 (+4.93%) | ||
| 2025 | $31,003.00 | $18,928 (-) Land $6,000 Building $12,928 | $1,051,555 (+6.67%) Land $333,333 Building $718,222 |
| 2024 | $18,928 (-) Land $6,000 Building $12,928 | $985,833 (-10.94%) Land $312,500 Building $673,333 | |
| 2023 | $18,928 Land $6,000 Building $12,928 | $1,106,900 Land $350,877 Building $756,023 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 55 Elmsmere Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2021–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Elmsmere Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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