Middlesex County and Reading Town property record for 15 Ellis Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,987 sqft · built 1946 |
| Lot Size | 0.246 acres (10,711 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $711,000 (Sep 2019) |
| Tax Bill | $10,480 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:011.0-0000-0120.0 |
| Primary APN | READ M:011.0-0000-0120.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,987 sqft Living Area |
| Gross Area | 2,933 sqft |
| Basement Area | 796 sqft |
| Unfinished Basement | 796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,711 sqft (0.246 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 330000000260 |
|---|---|
| Street Address | 15 ELLIS AVE |
| City | READING |
| State | MA |
| Zip | 01867-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 334100 |
15 Ellis Ave is owned and occupied by two individuals who bought it in September 2019.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 ELLIS AVE, READING, MA 01867-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2018 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Nov 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC |
| Sep 12, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on File |
| Deed Sale | Sep 12, 2019 · Amount on File |
| Prior Sale | Jul 15, 2015 · Amount on File |
| Deed Document Number | 2019138437 |
| Deed Book / Page | 73269 / 301 |
| Prior Transfer Date | Aug 31, 2019 |
| Prior Transfer Doc | 73269-301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 ELLIS AVE, READING, MA 01867-3416 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70723-116 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 70723/116 |
| Instrument | 33058 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 ELLIS AVE, READING, MA 01867-3416 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76101-537 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 76101/537 |
| Instrument | 207121 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 12, 2019 |
| Property Address | 15 ELLIS AVE, READING, MA 01867-3416 |
| Document Number | 73269-301 |
| Book / Page | 73269 / 301 |
| Instrument Date | Aug 31, 2019 |
| Instrument | 138437 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 ELLIS AVE, READING, MA 01867-3416 |
| Document Number | 138438 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 138438 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 15 Ellis Ave was $10,480, up 0.9% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,480.00 (+0.92%) | $956,200 (+4.88%) Land $581,800 Building $374,400 | $1,054,526 (+7.95%) |
| 2025 | $10,384.00 (-1.22%) | $911,700 (+1.65%) Land $554,700 Building $357,000 | $976,885 (+2.83%) |
| 2024 | $10,512.00 (+6.27%) | $896,900 (+14.15%) Land $545,700 Building $351,200 | $950,000 |
| 2023 | $9,892.00 | $785,700 Land $478,000 Building $307,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Ellis Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Ellis Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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