Middlesex County and Reading Town property record for 12 Ellis Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,031 sqft · built 1926 |
| Lot Size | 0.333 acres (14,497 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,380,000 (Jul 2024) |
| Tax Bill | $14,526 (2026) |
| Deeds & Mortgages | May 2023 Transfer Sep 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:011.0-0000-0111.0 |
| Primary APN | READ M:011.0-0000-0111.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,031 sqft Living Area |
| Gross Area | 5,144 sqft |
| Basement Area | 1,356 sqft |
| Unfinished Basement | 773 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,497 sqft (0.333 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 330000000180 |
|---|---|
| Street Address | 12 ELLIS AVE |
| City | READING |
| State | MA |
| Zip | 01867-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 334100 |
12 Ellis Ave is owned and occupied by two individuals who bought it in July 2024.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 ELLIS AVE, READING, MA 01867-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK |
| Sep 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK |
| Sep 4, 2018 | Deed of Trust, Mortgage · ARM CAMDEN NATIONAL BANK |
| Apr 5, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on File |
| Deed Sale | Jul 31, 2024 · Amount on File |
| Prior Sale | Jul 29, 2010 · Amount on File |
| Deed Document Number | 202485193 |
| Deed Book / Page | 83075 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 26, 2023 |
| Property Address | 12 ELLIS AVE, READING, MA 01867-3415 |
| Document Number | 081582-326 |
| Book / Page | 81582 / 326 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 55467 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 ELLIS AVE, READING, MA 01867-3415 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 12 ELLIS AVE, READING, MA 01867-3415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78806-411 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 78806/411 |
| Instrument | 215487 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 12 ELLIS AVE, READING, MA 01867-3415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78806-398 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 78806/398 |
| Instrument | 215486 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 12 ELLIS AVE, READING, MA 01867-3415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 71571-306 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 71571/306 |
| Instrument | 136261 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 12 ELLIS AVE, READING, MA 01867-3415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 72427-262 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 72427/262 |
| Instrument | 42815 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 12 Ellis Ave was $14,526, up 0.9% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,526.00 (+0.85%) | $1,325,400 (+4.82%) Land $598,900 Building $711,200 | $1,330,223 (+3.63%) |
| 2025 | $14,403.00 (-1.23%) | $1,264,500 (+1.63%) Land $571,100 Building $693,400 | $1,283,640 (+0.34%) |
| 2024 | $14,582.00 (+6.08%) | $1,244,200 (+13.96%) Land $561,800 Building $682,400 | $1,279,270 |
| 2023 | $13,746.00 | $1,091,800 Land $492,100 Building $599,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Ellis Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Ellis Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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