15 E Shore Rd, Mountain Lakes, NJ 07046 Property Records

Morris County and Mountain Lakes Borough property record for 15 E Shore Rd, Mountain Lakes, NJ 07046

Property Summary

Property Type	Single Family Home
Details	4,168 sqft · built 1920
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on File
Last Sale	$2,100,000 (Jun 2026)
Tax Bill	$31,744 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
APN	`25-00023-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`25-00023-0000-00020`
Alternative APNs	`250002300020` `1016900`

Interior

Stories	2 Stories
Building Area	4,168 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	105 ft deep x 136 ft wide
Garage Type	Attached

Location & Zoning

Account Number	1016900
Street Address	15 E SHORE RD
City	MOUNTAIN LAKES
State	NJ
Zip	07046-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-AA
Legal Subdivision	MOUNTAIN LAKES
Legal Block	23
Legal Lot Number	20
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNTAIN LAKES
Census Block Group	1
Census Block	1009
Census Tract	41200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mountain Lakes Historic District listed 2005 · 1,087 contributing resources · NRIS 05000963

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 E Shore Rd is owned and occupied by an individual who bought it in June 2026.

Source: Morris County and Mountain Lakes Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	15 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 15, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	May 23, 2003 · Amount on File
Deed Document Number	202626109
Deed Book / Page	25123 / 268
Prior Transfer Date	Mar 12, 2009
Prior Transfer Doc	0212590746
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 15, 2026
Property Address	15 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505
Document Number	0251230268
Book / Page	25123 / 268
Instrument Date	May 15, 2026
Instrument	202626109
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505

Mortgage

Document Number	0000026110,
Date	Jun 15, 2026
Instrument	202626110

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 15, 2026
Property Address	15 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505
Document Number	0000026109
Book / Page	25123 / 268
Instrument Date	May 15, 2026
Instrument	202626109
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505

Mortgage

Document Number	0000026110,
Date	Jun 15, 2026
Instrument	202626110

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235061312
Date	Mar 18, 2019
Book Page	23506/1312
Instrument	2019012817

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morris County and Mountain Lakes Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Mountain Lakes Borough
Unified School District	Mountain Lakes Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,574,200 (+9.88%) Land $625,500 Building $948,700	$1,574,200 (+9.88%) Land $625,500 Building $948,700
2025		$1,432,600 Land $579,200 Building $853,400	$1,432,600 Land $579,200 Building $853,400
2024	$31,744.00
2023		$1,255,100 Land $510,000 Building $745,100	$1,255,100 Land $510,000 Building $745,100
2022	$30,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 15 E Shore Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 E Shore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES WATER DEP serves 4,012 people · EPA ID NJ1425001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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