91 E Shore Rd, Mountain Lakes, NJ 07046 Property Records

Morris County and Mountain Lakes Borough property record for 91 E Shore Rd, Mountain Lakes, NJ 07046

Property Summary

Property Type	Single Family Home
Details	3,076 sqft · built 1955
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Oct 2021)
Tax Bill	$26,027 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2023 Mortgage + 2 more
APN	`25-00023-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`25-00023-0000-00005`
Alternative APNs	`250002300005` `1016500`

Interior

Stories	1 Story
Building Area	3,076 sqft Living Area
1st Floor Area	3,076 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	135 ft deep x 197 ft wide

Location & Zoning

Account Number	1016500
Street Address	91 E SHORE RD
City	MOUNTAIN LAKES
State	NJ
Zip	07046-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	MOUNTAIN LAKES
Legal Block	23
Legal Lot Number	5
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNTAIN LAKES
Census Block Group	1
Census Block	1009
Census Tract	41200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mountain Lakes Historic District listed 2005 · 1,087 contributing resources · NRIS 05000963

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

91 E Shore Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Morris County and Mountain Lakes Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Oct 19, 2021	Deed, Transfer · Conventional Mortgage US BANK NA
Jul 27, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Deed Document Number	202186070
Deed Book / Page	24248 / 621
Prior Transfer Date	Jun 5, 2009
Prior Transfer Doc	0213371437
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	91 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0249771983
Date	Sep 11, 2025
Book Page	24977/1983
Instrument	2025037101

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	91 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 E SHORE RD, MOUNTAIN LKS, NJ 07046-1505

Mortgage

Document Number	0246520001
Date	Sep 7, 2023
Book Page	24652/1
Instrument	2023033964

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2043

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 19, 2021
Property Address	91 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505
Document Number	0242480621
Book / Page	24248 / 621
Instrument Date	Aug 17, 2021
Instrument	2021086070
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 MARGARETTA RD, 32, BOONTON, NJ 07005-1330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505

Mortgage

Document Number	2021086071
Date	Oct 19, 2021
Instrument	2021086071

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORRIS NJ
Recording Date	Jul 27, 2021
Property Address	91 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505
Document Number	0241810803
Book / Page	24181 / 803
Instrument Date	Jun 18, 2021
Instrument	2021063991
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 E SHORE RD, MOUNTAIN LAKES, NJ 07046-1505

Tax Assessment & Valuation

Source: Morris County and Mountain Lakes Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Mountain Lakes Borough
Unified School District	Mountain Lakes Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,269,200 (+9.51%) Land $657,200 Building $612,000	$1,269,200 (+9.51%) Land $657,200 Building $612,000
2025		$1,159,000 Land $608,500 Building $550,500	$1,159,000 Land $608,500 Building $550,500
2024	$26,027.00
2023		$1,056,400 Land $550,900 Building $505,500	$1,056,400 Land $550,900 Building $505,500
2022	$26,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 91 E Shore Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 E Shore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES WATER DEP serves 4,012 people · EPA ID NJ1425001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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