15 E Putnam Ave, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 15 E Putnam Ave, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,861 sqft · built 1975
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$577,000 (Sep 2020)
Tax Bill	$9,304 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:0094 B:0368 L:14`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:0094 B:0368 L:14`
Alternative APN	`5587`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,861 sqft Living Area
Gross Area	3,601 sqft
1st Floor Area	1,056 sqft
Basement Area	192 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5587
Street Address	15 E PUTNAM AVE
City	CHELMSFORD
State	MA
Zip	01824-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	CHELMSFORD
Legal Block	368
Legal Lot Number	14
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	3
Census Block	3013
Census Tract	317102

Owner

15 E Putnam Ave is owned and occupied by two individuals who bought it in September 2020.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 E PUTNAM AVE, CHELMSFORD, MA 01824-3914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Prior Sale	Jul 29, 2015 · Amount on File
Deed Book / Page	34635 / 254
Prior Transfer Date	Sep 4, 2020
Prior Transfer Doc	34635-254
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Sep 17, 2020
Property Address	15 E PUTNAM AVE, CHELMSFORD, MA 01824-3914
Document Number	34635-254
Book / Page	34635 / 254
Instrument Date	Sep 4, 2020
Instrument	44987
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 E PUTNAM AVE, CHELMSFORD, MA 01824-3914

Mortgage

Document Number	44988
Date	Sep 17, 2020
Instrument	44988

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 15 E Putnam Ave was $9,304, up 2.9% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,304.00 (+2.86%)	$701,100 (+7.75%) Land $323,100 Building $378,000	$724,470 (-)
2025	$9,045.00 (+2.17%)	$650,700 (+0.11%) Land $294,500 Building $356,200	$724,470 (+1.88%)
2024	$8,853.00 (+6.29%)	$650,000 (+12.15%) Land $294,500 Building $355,500	$711,075
2023	$8,329.00	$579,600 Land $300,000 Building $279,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 E Putnam Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 E Putnam Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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