Middlesex County and Chelmsford Town property record for 10 E Putnam Ave, Chelmsford, MA 01824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,128 sqft · built 1987 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,500 (Jan 2000) |
| Tax Bill | $10,177 (2026) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | CHEL M:0094 B:0375 L:9 |
| Primary APN | CHEL M:0094 B:0375 L:9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,448 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,897 sqft (0.87 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 5606 |
|---|---|
| Street Address | 10 E PUTNAM AVE |
| City | CHELMSFORD |
| State | MA |
| Zip | 01824-3915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Subdivision | CO-OPERATIVE MUTUAL HOMESTEAD |
| Legal Block | 375 |
| Legal Lot Number | 9 |
| Jurisdiction | CHELMSFORD MA |
| Township / Civil Division | CHELMSFORD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 317102 |
10 E Putnam Ave is owned and occupied by two individuals who bought it in January 2000.
Source: Middlesex County and Chelmsford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 E PUTNAM AVE, CHELMSFORD, MA 01824-3915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2000 · Amount on File |
| Deed Sale | Jan 28, 2000 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 10 E PUTNAM AVE, CHELMSFORD, MA 01824-3915 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35711-153 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 35711/153 |
| Instrument | 26764 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 10 E Putnam Ave was $10,177, up 3.3% from the year before.
Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Chelmsford Town |
| Unified School District | Chelmsford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,177.00 (+3.3%) | $766,900 (+8.2%) Land $345,400 Building $421,500 | $819,185 (-) |
| 2025 | $9,852.00 (+2.16%) | $708,800 (+0.1%) Land $314,500 Building $394,300 | $819,185 (+0.57%) |
| 2024 | $9,644.00 (+2.95%) | $708,100 (+8.62%) Land $314,500 Building $393,600 | $814,530 |
| 2023 | $9,368.00 | $651,900 Land $338,000 Building $313,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 E Putnam Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 E Putnam Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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