15 E Arnold St, Sandwich, IL 60548 Property Records

DeKalb County property record for 15 E Arnold St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.555 acres (24,157 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2021)
Tax Bill	$7,117 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-25-151-034`

Property Details

APN / Parcel Number

Primary APN	`19-25-151-034`

Exterior

Lot Area	24,157 sqft (0.555 acres)

Location & Zoning

Account Number	1925151034
Street Address	15 E ARNOLD ST
City	SANDWICH
State	IL
Zip	60548-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1 OF 4 - SUB OF ASSESSORS LOT 4 OF SEC 25 - T37N R5E
Legal Range	05E
Legal Township	37N
Legal Section	25
Legal Subdivision	ASSESSORS
Legal Lot Number	1,4
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	2
Census Block	2018
Census Tract	2000

Owner

Source: DeKalb County records · APN 19-25-151-034

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 E ARNOLD ST, SANDWICH, IL 60548-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	202114909
Prior Transfer Date	Feb 16, 2011
Prior Transfer Doc	0000002783
Record Updated	Jun 08, 2026

November 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 16, 2021
Property Address	15 E ARNOLD ST, SANDWICH, IL 60548-1102
Document Number	0000014909
Instrument Date	Nov 08, 2021
Instrument	2021014909
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E ARNOLD ST, SANDWICH, IL 60548-1102

Mortgage

Document Number	0000014910
Date	Nov 16, 2021
Instrument	2021014910

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,544 (+22.25%) Land $30,957 Building $77,587	$325,632 (+22.25%) Land $92,871 Building $232,761
2024	$7,117.00
2023		$88,788 Land $25,322 Building $63,466	$266,364 Land $75,966 Building $190,398

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company, Verizon.

Based on FCC filings for 118 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SANDWICH serves 7,156 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.