116 E Arnold St, Sandwich, IL 60548 Property Records

DeKalb County property record for 116 E Arnold St, Sandwich, IL 60548

Property Summary

Property Type	Single Family Home
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Mar 2018)
Tax Bill	$4,132 (2024)
Deeds & Mortgages	May 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-25-153-003`

Property Details

APN / Parcel Number

Primary APN	`19-25-153-003`

Exterior

Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	99 ft deep x 100 ft wide

Location & Zoning

Account Number	1925153003
Street Address	116 E ARNOLD ST
City	SANDWICH
State	IL
Zip	60548-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 100 FT - LOT 5 - BLOCK 9 - STINSONS ADDITION
Legal Subdivision	STINSONS ADDITION
Legal Block	9
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	SANDWICH
Census Block Group	2
Census Block	2027
Census Tract	2000

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 E ARNOLD ST, SANDWICH, IL 60548-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 21, 2018	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Prior Sale	Oct 4, 2005 · Amount on Record
Deed Document Number	20182522
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	116 E ARNOLD ST, SANDWICH, IL 60548-1105
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006126
Date	May 11, 2021
Instrument	2021006126

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 21, 2018
Property Address	116 E ARNOLD ST, SANDWICH, IL 60548-1105
Document Number	0000002522
Instrument Date	Mar 15, 2018
Instrument	2522
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 E ARNOLD ST SANDWICH IL 605481105, SANDWICH, IL 60548-1105

Mortgage

Document Number	2523
Date	Mar 21, 2018
Instrument	2523

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sandwich Township
Municipality	Sandwich City
Unified School District	Sandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,784 (+22.25%) Land $21,229 Building $44,555	$197,352 (+22.25%) Land $63,687 Building $133,665
2024	$4,132.00
2023		$53,811 Land $17,365 Building $36,446	$161,433 Land $52,095 Building $109,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDWICH serves 7,156 people · EPA ID IL0374850
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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