15 E 45th St, Bayonne, NJ 07002 Property Records

Hudson County and Bayonne City property record for 15 E 45th St, Bayonne, NJ 07002

Property Summary

Property Type	Single Family Home
Details	1,636 sqft · built 1920
Lot Size	0.059 acres (2,583 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Dec 2024)
Tax Bill	$9,893 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-00082-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`01-00082-0000-00003`
Alternative APNs	`010008200003` `12070009`

Interior

Stories	2 Stories
Building Area	1,636 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Construction Type	Frame
Lot Area	2,583 sqft (0.059 acres)
Lot Dimensions	100 ft deep x 25.8 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	12070009
Street Address	15 E 45TH ST
City	BAYONNE
State	NJ
Zip	07002-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	82
Legal Lot Number	3
Jurisdiction	HUDSON NJ
Township / Civil Division	BAYONNE
Census Block Group	2
Census Block	2004
Census Tract	10300

Owner

15 E 45th St is owned and occupied by an individual who bought it in December 2024.

Source: Hudson County and Bayonne City records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	15 E 45TH ST, BAYONNE, NJ 07002-4023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 11, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 6, 2024	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Feb 19, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Feb 19, 2021 · Amount on File
Deed Document Number	202410087370
Deed Book / Page	9865 / 271
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	15 E 45TH ST, BAYONNE, NJ 07002-4023
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E 45TH ST, BAYONNE, NJ 07002-4023
Investor	Possibly a Property Investor

Mortgage

Document Number	20230710060060200
Date	Jul 10, 2023
Book Page	20469/935
Instrument	20230710060060200

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	15 E 45TH ST, BAYONNE, NJ 07002-4023
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E 45TH ST, BAYONNE, NJ 07002-4023
Investor	Possibly a Property Investor

Mortgage

Document Number	20220511060083430
Date	May 11, 2022
Book Page	20272/207
Instrument	20220511060083430

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Dec 6, 2024
Property Address	15 E 45TH ST, BAYONNE, NJ 07002-4023
Document Number	20241206010087370
Book / Page	9865 / 271
Instrument Date	Nov 4, 2024
Instrument	20241206010087370
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 E 45TH ST, BAYONNE, NJ 07002-4023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E 45TH ST, BAYONNE, NJ 07002-4023
Investor	Possibly a Property Investor

Mortgage

Document Number	0020687663
Date	Dec 6, 2024
Instrument	20687/663

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUDSON NJ
Recording Date	Feb 19, 2021
Property Address	15 E 45TH ST, BAYONNE, NJ 07002-4023
Document Number	20210219010012050
Book / Page	9537 / 22
Instrument Date	Jun 3, 2020
Instrument	20210219010012050
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ALL JERSEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,116.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 VOORHIS AVE, 284, RIVER EDGE, NJ 07661-1212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E 45TH ST, BAYONNE, NJ 07002-4023

Mortgage

Document Number	0019818445
Date	Feb 19, 2021
Instrument	19818/445

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 E 45th St was $9,893, up 3% from the year before.

Source: Hudson County and Bayonne City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Bayonne City
Unified School District	Bayonne City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,400 (+3.76%) Land $177,900 Building $178,500	$356,400 (+3.76%) Land $177,900 Building $178,500
2025	$9,893.00 (+3.01%)	$343,500 Land $177,900 Building $165,600	$343,500 Land $177,900 Building $165,600
2024	$9,604.00
2023		$343,500 Land $177,900 Building $165,600	$343,500 Land $177,900 Building $165,600
2022	$9,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 E 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 E 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAYONNE serves 63,000 people · EPA ID NJ0901001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nuvisions.

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