14 E 45th St, Bayonne, NJ 07002 Property Records

Hudson County and Bayonne City property record for 14 E 45th St, Bayonne, NJ 07002

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 1972
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Sep 2021)
Tax Bill	$12,482 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-00086-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`01-00086-0000-00039`
Alternative APNs	`010008600039` `20132007`

Interior

Stories	2 Stories
Building Area	1,760 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	20132007
Street Address	14 E 45TH ST
City	BAYONNE
State	NJ
Zip	07002-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	86
Legal Lot Number	39
Jurisdiction	HUDSON NJ
Township / Civil Division	BAYONNE
Census Block Group	2
Census Block	2005
Census Tract	10300

Owner

14 E 45th St is owned and occupied by two individuals who bought it in September 2021.

Source: Hudson County and Bayonne City records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 E 45TH ST, BAYONNE, NJ 07002-4024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage JERSEY MORTGAGE CO
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit BCB CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Deed Document Number	202110098110
Deed Book / Page	9599 / 14
Prior Transfer Date	Jan 2, 2012
Prior Transfer Doc	0010002460
Record Updated	Oct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUDSON NJ
Recording Date	Sep 20, 2021
Property Address	14 E 45TH ST, BAYONNE, NJ 07002-4024
Document Number	20210920010098110
Book / Page	9599 / 14
Instrument Date	Jul 15, 2021
Instrument	20210920010098110
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 W 9TH ST, BAYONNE, NJ 07002-1356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E 45TH ST, BAYONNE, NJ 07002-4024

Mortgage

Document Number	0020065941
Date	Sep 20, 2021
Instrument	20065/941

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	14 E 45TH ST, BAYONNE, NJ 07002-4024
Document Number	0060131690
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 W 9TH ST BAYONNE NJ 070021356, BAYONNE, NJ 07002-1356

Mortgage

Document Number	0060131690
Date	Oct 25, 2018
Book Page	019271/000415
Instrument	60131690

Lender

Name	BCB CMNTY BK
Type	Bank
Address	BAYONNE, NJ 07002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14 E 45th St was $12,482, up 3% from the year before.

Source: Hudson County and Bayonne City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Bayonne City
Unified School District	Bayonne City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,400 (-) Land $180,000 Building $253,400	$433,400 (-) Land $180,000 Building $253,400
2025	$12,482.00 (+3.01%)	$433,400 Land $180,000 Building $253,400	$433,400 Land $180,000 Building $253,400
2024	$12,117.00
2023		$433,400 Land $180,000 Building $253,400	$433,400 Land $180,000 Building $253,400
2022	$11,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 E 45th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 E 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAYONNE serves 63,000 people · EPA ID NJ0901001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nuvisions.

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