15 E 40th St, Holland, MI 49423 Property Records

Allegan County property record for 15 E 40th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,247 sqft · built 1974
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on Record
Last Sale	$96,900 (Feb 2012)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`53-02-05-251-031`

Property Details

APN / Parcel Number

Primary APN	`53-02-05-251-031`
Alternative APN	`03-53-02-05-251-031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,235 sqft
Basement Area	1,235 sqft
Unfinished Basement	1,235 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	130 ft deep x 86.5 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 E 40TH ST
City	HOLLAND
State	MI
Zip	49423-5273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 8 AND THE E 8 FT OF LOT 9 LONE OAK PLAT SEC 5 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	05
Legal Subdivision	LONE OAK
Legal Lot Number	8-9
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3015
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15 E 40TH ST, HOLLAND, MI 49423-5273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2012 · Amount on Record
Deed Sale	Feb 17, 2012 · Amount on Record
Prior Sale	Oct 15, 1980
Deed Book / Page	3591 / 227
Prior Transfer Date	Jul 16, 2007
Prior Transfer Doc	3591/217
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	15 E 40TH ST, HOLLAND, MI 49423-5273
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E 40TH ST, HOLLAND, MI 49423-5273

Mortgage

Document Number	004831/255
Date	Jan 20, 2023
Book Page	4831/255
Instrument	2023000924

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,500 (+13.81%) Land $28,800 Building $118,700	$295,000 (+13.81%) Land $57,600 Building $237,400
2025	$2,843.00 (+2.9%) Homeowner's exemption	$129,600 (+20.56%) Land $27,700 Building $101,900	$259,200 (+20.56%) Land $55,400 Building $203,800
2024	$2,763.00
2023		$107,500 Land $22,100 Building $85,400	$215,000 Land $44,200 Building $170,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20