15 Dragging Canoe Ct, Elgin, SC 29045 Property Records

Richland County property record for 15 Dragging Canoe Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,952 sqft · built 2019
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Oct 2019)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23614-01-27`

Property Details

APN / Parcel Number

Primary APN	`23614-01-27`
Alternative APNs	`R23614-01-27` `01902481`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,952 sqft Heated Area
Gross Area	2,879 sqft
1st Floor Area	1,688 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	575 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01902481
Street Address	15 DRAGGING CANOE CT
City	ELGIN
State	SC
Zip	29045-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 14 64.4X209.2X79.1X293X227.2 #SU CHEROKEE RIDGE #PR RB1221-3199
Legal Subdivision	CHEROKEE RIDGE
Legal Lot Number	14,64
Jurisdiction	RICHLAND SC
Township / Civil Division	BLYTHEWOOD
Census Block Group	3
Census Block	3023
Census Tract	10104

Owner

Source: Richland County records · APN 23614-01-27

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Intrafamily Transfer, Transfer
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MTG
Oct 29, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MTG
Apr 22, 2019	Grant Deed, Construction Loan · Line of Credit FIRST PALMETTO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	201980396
Deed Book / Page	2441 / 110
Last Transfer Date	Jul 25, 2023
Transfer Doc	0028530942
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jul 26, 2023
Property Address	15 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Document Number	0028530942
Book / Page	2853 / 942
Map Reference	MB 1221 PG 3199
Instrument Date	Jul 25, 2023
Instrument	2023031621
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 DRAGGING CANOE CT, ELGIN, SC 29045-2100

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	15 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Document Number	2517/0418
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 DRAGGING CANOE CT ELGIN SC 290452100, ELGIN, SC 29045-2100

Mortgage

Document Number	2517/0418
Date	Aug 12, 2020
Book Page	002517/000418
Instrument	40317

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 29, 2019
Property Address	15 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Document Number	2441/0110
Book / Page	002441 / 000110
Instrument Date	Oct 25, 2019
Instrument	80396
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DRAGGING CANOE CT ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2441/0114
Date	Oct 29, 2019
Book Page	002441/000114
Instrument	80397

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 22, 2019
Property Address	15 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Document Number	2387/2141
Book / Page	002387 / 002141
Instrument Date	Apr 17, 2019
Instrument	27811
Transaction Type	Construction Loan
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$59.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 N BRICKYARD RD COLUMBIA SC 292236943, COLUMBIA, SC 29223-6943

Mortgage

Document Number	2387/2146
Date	Apr 22, 2019
Book Page	002387/002146
Instrument	27812

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 21, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,433.00 (+14.39%)	$8,600 (-96.52%)	$309,000 (-) Land $36,000 Building $273,000
2024		$247,300 (+2,775.58%)	$309,000 (+43.72%) Land $36,000 Building $273,000
2023	$2,127.00 (+0.9%)	$8,600 (-)	$215,000 (-)
2022	$2,108.00 (-0.75%)
2021	$2,124.00	$8,600	$215,000 Land $32,000 Building $183,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 66% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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