14 Dragging Canoe Ct, Elgin, SC 29045 Property Records

Richland County property record for 14 Dragging Canoe Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,246 sqft · built 2020
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (May 2020)
Tax Bill	$399 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23614-01-28`

Property Details

APN / Parcel Number

Primary APN	`23614-01-28`
Alternative APNs	`R23614-01-28` `01902490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,246 sqft Heated Area
Gross Area	3,066 sqft
1st Floor Area	2,006 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Garage Area	484 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01902490
Street Address	14 DRAGGING CANOE CT
City	ELGIN
State	SC
Zip	29045-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 15 77.5X227.2X73X258.6X193 #SU CHEROKEE RIDGE #PR RB1221-3199
Legal Subdivision	CHEROKEE RIDGE
Legal Lot Number	15,77
Jurisdiction	RICHLAND SC
Township / Civil Division	BLYTHEWOOD
Census Block Group	3
Census Block	3023
Census Tract	10104

Owner

Source: Richland County records · APN 23614-01-28

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
May 19, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MTG
Aug 02, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST PALMETTO BK
Jul 15, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	202021509
Deed Book / Page	2489 / 1
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	14 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030830974
Date	Dec 16, 2025
Book Page	3083/974
Instrument	2025059743

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	14 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025943009
Date	Mar 10, 2021
Book Page	2594/3009
Instrument	2021014860

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	May 19, 2020
Property Address	14 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Document Number	2489/0001
Book / Page	002489 / 000001
Instrument Date	Apr 22, 2020
Instrument	21509
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 03, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 DRAGGING CANOE CT ELGIN SC 290452100, ELGIN, SC 29045-2100

Mortgage

Document Number	2489/0005
Date	May 19, 2020
Book Page	002489/000005
Instrument	21510

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 02, 2019
Property Address	14 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Book / Page	002416 / 002653
Instrument Date	Jul 31, 2019
Instrument	57221
Transaction Type	Construction Loan
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 N BRICKYARD RD COLUMBIA SC 292236943, COLUMBIA, SC 29223-6943
Investor	Possibly a Property Investor

Mortgage

Document Number	2416/2653
Date	Aug 02, 2019
Book Page	002416/002653
Instrument	57221

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 01, 2020

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 15, 2019
Property Address	14 DRAGGING CANOE CT, ELGIN, SC 29045-2100
Document Number	2410/1444
Book / Page	002410 / 001444
Instrument Date	Jul 12, 2019
Instrument	50105
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$59.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 N BRICKYARD RD COLUMBIA SC 292236943, COLUMBIA, SC 29223-6943
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$399.00 (-83.8%)		$371,100 (+57.25%) Land $36,000 Building $335,100
2023	$2,463.00 (+7.13%)	$9,440 (-)	$236,000 (-)
2021	$2,299.00	$9,440	$236,000 Land $32,000 Building $204,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 66% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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