Bay County property record for 15 Dolphin Ln, Panama City, FL 32408
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,085 sqft · built 1990 |
| Lot Size | 0.019 acres (827 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,773 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31442-034-000 |
| Primary APN | 31442-034-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,085 sqft Living Area |
| 1st Floor Area | 1,085 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 827 sqft (0.019 acres) |
| Driveway | Driveway |
| Driveway Area | 192 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 DOLPHIN LN |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32408 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | BC16 |
| Legal Description | VENTURE OUT TRAVEL TRAIL LOT 19 BLK 5 ORB 296 P 27 ORB 3683 P 1024 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 16 |
| Legal Subdivision | VENTURE OUT TRAVEL TRAIL |
| Legal Block | 5 |
| Legal Lot Number | 19 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 2607 |
15 Dolphin Ln, a condominium, is held in a trust since March 2015.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5816 SHIRLEYWOOD PKWY, NORTHPORT, AL 35473-2824 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 2, 2015 |
| Transfer Doc | 0036831024 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 15 Dolphin Ln was $3,773, up 3.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,773.00 (+3.57%) | $273,631 | $350,395 Land $218,075 Building $132,320 |
| 2024 | $3,643.00 (+12.37%) | ||
| 2023 | $3,242.00 (+26.74%) | $294,566 (+27.45%) Land $205,726 Building $88,840 | $294,566 (+27.45%) Land $205,726 Building $88,840 |
| 2022 | $2,558.00 | $231,127 Land $170,000 Building $61,127 | $231,127 Land $170,000 Building $61,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Dolphin Ln in Zone X, an area of minimal flood risk, though there have been 254 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 311 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,268 units insured incl. 957 condo units |
| Nearby Flood Claims | 254 (1978–2023) |
| Claims Outside the SFHA | 161 of 254 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Dolphin Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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