1. Home
  2. Florida
  3. Bay County
  4. Panama City
  5. Dolphin Ln

1 Dolphin Ln, Panama City, FL 32408 Property Records

Bay County property record for 1 Dolphin Ln, Panama City, FL 32408

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,089 sqft · built 1980
Lot Size0.019 acres (827 sqft)
OwnerIndividual Name on File
Tax Bill$3,979 (2025)
Deeds & MortgagesFeb 2023 Transfer
Flood ZoneZone X (minimal risk)
APN31441-100-000

Property Details

APN / Parcel Number

Primary APN31441-100-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,089 sqft Living Area
1st Floor Area1,089 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area827 sqft (0.019 acres)
DrivewayDriveway
PorchOpen Porch
Porch Area465 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1 DOLPHIN LN
CityPANAMA CITY
StateFL
Zip32408
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBC16
Legal DescriptionVENTURE OUT TRAVEL TRAIL LOT 1 BLK 4 ORB 4657 P 25
Legal Range15W
Legal Township04S
Legal Section16
Legal SubdivisionVENTURE OUT TRAVEL TRAIL
Legal Block4
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1048
Census Tract2607

Owner

1 Dolphin Ln, a condominium, is owned and occupied by an individual who acquired it in January 2023.

Source: Bay County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address4345 THOMAS DR, M25, PANAMA CITY, FL 32408-7900
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 25, 2023
Transfer Doc0046570025
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateFeb 14, 2023
Property Address1 DOLPHIN LN, PANAMA CITY BEACH, FL 32408
Document Number0046570025
Book / Page4657 / 25
Map ReferenceMB 296 PG 27
Instrument DateJan 25, 2023
Instrument2023008824
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4345 THOMAS DR # 1, 1, PANAMA CITY BEACH, FL 32408-7316

Tax Assessment & Valuation

The 2025 property tax bill for 1 Dolphin Ln was $3,979 with a homeowner's exemption, down 1.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,979.00 (-1.51%) Homeowner's exemption$363,235 Land $218,075 Building $145,160$363,235 Land $218,075 Building $145,160
2024$4,040.00 (+29.86%)
2023$3,111.00 (+29.36%)$295,620 (+35.16%) Land $205,726 Building $89,894$295,620 (+35.16%) Land $205,726 Building $89,894
2022$2,405.00$218,714 Land $170,000 Building $48,714$218,714 Land $170,000 Building $48,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Dolphin Ln in Zone X, an area of minimal flood risk, though there have been 254 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 311 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,268 units insured
incl. 957 condo units
Nearby Flood Claims254 (1978–2023)
Claims Outside the SFHA161 of 254
Most Recent ClaimAug 2023 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 46 claims
  • Hurricane Frances, Sep 2004 · 8 claims
  • Hurricane Opal, Oct 1995 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1 Dolphin Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

Nearby Properties on Dolphin Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures