15 Cramden Dr, Monterey, CA 93940 Property Records

Monterey County property record for 15 Cramden Dr, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,695 sqft · built 1988
Lot Size	0.242 acres (10,570 sqft)
Owner	Individual Name on Record
Tax Bill	$10,989 (2025)
Deeds & Mortgages	Sep 2021 Transfer Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-282-036-000`

Property Details

APN / Parcel Number

Primary APN	`001-282-036-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,695 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	10,570 sqft (0.242 acres)
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 CRAMDEN DR
City	MONTEREY
State	CA
Zip	93940-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HUCKLEBERRY RIDGE NO 2 TRACT NO 988 LOT 36
Legal Subdivision	HUCKLEBERRY RIDGE
Legal Tract	988
Legal Block	3
Legal Lot Number	36
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3002
Census Tract	12800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 CRAMDEN DR, MONTEREY, CA 93940-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Intrafamily Transfer, Transfer
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 13, 2021
Transfer Doc	0000065064
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 30, 2021
Property Address	15 CRAMDEN DR, MONTEREY, CA 93940-4145
Document Number	0000065064
Map Reference	VOL 15 PG 36
Instrument Date	Sep 13, 2021
Instrument	2021065064
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CRAMDEN DR, MONTEREY, CA 93940-4145

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	15 CRAMDEN DR, MONTEREY, CA 93940-4145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CRAMDEN DR, MONTEREY, CA 93940-4145

Mortgage

Document Number	0000063259
Date	Nov 3, 2020
Instrument	2020063259

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$973,259 (+2%) Land $272,087 Building $701,172
2025	$10,989.00 (+9.82%) Homeowner's exemption	$954,176 (+4.04%) Land $266,752 Building $687,424
2023	$10,006.00 (+1.4%) Homeowner's exemption	$917,127 Land $256,395 Building $660,732
2022	$9,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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