10 Cramden Dr, Monterey, CA 93940 Property Records

Monterey County property record for 10 Cramden Dr, Monterey, CA 93940 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 2,479 sqft · built 1985
Lot Size0.379 acres (16,547 sqft)
Owner2 Company Names on File
Last Sale$1,325,000 (Sep 2018)
Tax Bill$17,116 (2025)
Deeds & MortgagesFeb 2023 Transfer
Jun 2021 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN001-282-025-000

Property Details

APN / Parcel Number

Primary APN001-282-025-000

Interior

Bedrooms2 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area2,479 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Construction TypeWood
Lot Area16,547 sqft (0.379 acres)
Garage TypeAttached
Garage Area713 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10 CRAMDEN DR
CityMONTEREY
StateCA
Zip93940-4144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUCKLEBERRY RIDGE NO 2 TRACT NO 988 LOT 25
Legal SubdivisionHUCKLEBERRY RIDGE NO 2
Legal Tract988
Legal Lot Number25
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group3
Census Block3002
Census Tract12800

Owner

Source: Monterey County records · APN 001-282-025-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Intrafamily Transfer, Transfer
Jun 28, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 15, 2021Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Oct 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jul 10, 2019Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Apr 02, 2020Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Oct 08, 2020Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Sep 24, 2018Grant Deed, Transfer · ARM
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Prior SaleSep 24, 2018 · Amount on Record
Deed Document Number0000041975
Last Transfer DateFeb 22, 2023
Transfer Doc0000005542
Record UpdatedJun 07, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateFeb 22, 2023
Property Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
Document Number0000005542
Map ReferenceVOL 15 PG 36
Instrument DateJan 25, 2023
Instrument2023005542
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10 CRAMDEN DR, MONTEREY, CA 93940-4144

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
Transaction TypeMortgage
Record UpdatedJul 08, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CRAMDEN DR, MONTEREY, CA 93940-4144

Mortgage

Document Number0000044536
DateJun 28, 2021
Instrument2021044536
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 15, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyTIMIOS TITLE A CALIFORNIA C

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CRAMDEN DR, MONTEREY, CA 93940-4144

Mortgage

Document Number0000018801
DateMar 15, 2021
Instrument2021018801
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048944
DateOct 24, 2018
Instrument2018048944
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTIMIOS INC CALIFORNIA OPERA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028652
DateJul 10, 2019
Instrument2019028652
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016717
DateApr 02, 2020
Instrument2020016717
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CRAMDEN DR, MONTEREY, CA 93940-4144

Mortgage

Document Number0000054101
DateOct 08, 2020
Instrument2020054101
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateSep 24, 2018
Property Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
Document Number0000041975
Map ReferenceVOL15 PG36
Instrument DateSep 14, 2018
Instrument2018041975
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10 CRAMDEN DR, MONTEREY, CA 93940-4144
InvestorPossibly a Property Investor

Mortgage

Document Number0000041976
DateSep 24, 2018
Instrument2018041976
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateOct 01, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change9.62%
Index1-Year LIBOR
Max Rate9.62%

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$17,116.00 (+9.56%) Homeowner's exemption$1,494,973 (+4.04%) Land $649,898 Building $845,075
2023$15,622.00 (+1.4%) Homeowner's exemption$1,436,922 Land $624,662 Building $812,260
2022$15,407.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of California
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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