15 Cottage St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 15 Cottage St, Stoneham, MA 02180 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,353 sqft · built 1920
Lot Size	0.238 acres (10,385 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Sep 2021)
Tax Bill	$7,553 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`STON M:17 B:000 L:265`

Property Details

APN / Parcel Number

Primary APN	`STON M:17 B:000 L:265`
Alternative APN	`3003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,353 sqft Living Area
Gross Area	4,458 sqft
Basement Area	1,460 sqft
Unfinished Basement	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,385 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3003
Street Address	15 COTTAGE ST
City	STONEHAM
State	MA
Zip	02180-3530
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	265
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	2
Census Block	2002
Census Tract	337300

Owner

Source: Middlesex County and Stoneham Town records · APN STON M:17 B:000 L:265

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 COTTAGE ST, STONEHAM, MA 02180-3530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jul 25, 2018
Deed Document Number	2021203172
Deed Book / Page	78681 / 218
Transfer Doc	71368-587
Record Updated	Jun 08, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Sep 13, 2021
Property Address	15 COTTAGE ST, STONEHAM, MA 02180-3530
Document Number	78681-218
Book / Page	78681 / 218
Instrument Date	Sep 13, 2021
Instrument	203172
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 COTTAGE ST, STONEHAM, MA 02180-3530

Mortgage

Document Number	203173
Date	Sep 13, 2021
Instrument	203173

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONEHAM MA
Recording Date	Jul 25, 2018
Property Address	15 COTTAGE ST, STONEHAM, MA 02180-3530
Document Number	71368-587
Book / Page	071368 / 000587
Instrument Date	Mar 26, 2018
Instrument	111629
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COTTAGE ST STONEHAM MA 021803530, STONEHAM, MA 02180-3530

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,553.00 (+0.69%)	$738,300 (+4.24%) Land $380,100 Building $358,200
2024	$7,501.00 (-0.37%)	$708,300 (+4.42%) Land $350,100 Building $358,200
2023	$7,529.00	$678,300 Land $320,100 Building $358,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

15 Cottage St, Stoneham, MA 02180 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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