14 Cottage St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 14 Cottage St, Stoneham, MA 02180 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1880
Square Footage	1,528 sqft Living Area
Lot Size	6,599 sqft (0.151 acres)
Occupancy	Owner Occupied
Last Sale	$227,000 (1999)
Tax Bill	$5,741.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`STON M:17 B:000 L:263`
Alternative APN	`3001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Units	2 Units
Building Area	1,528 sqft Living Area
Gross Area	2,572 sqft Gross Area
Basement Area	764 sqft Basement
Unfinished Basement	764 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,599 sqft (0.151 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	3001
Street Address	14 COTTAGE ST
City	STONEHAM
State	MA
Zip	02180-3528
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Lot Number	263
Jurisdiction	STONEHAM MA
Minor Civil Division	STONEHAM
Census Blockgroup	2
Census Block	2005
Census Tract	337300

Owner

Source: Middlesex County and Stoneham Town records · APN STON M:17 B:000 L:263

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 COTTAGE ST, STONEHAM, MA 02180-3528
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 1999 · Amount on Record
Deed Sale	Nov 30, 1999 · Amount on Record
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	14 COTTAGE ST, STONEHAM, MA 02180-3528
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079469-469
Date	Jan 03, 2022
Book Page	79469/469
Instrument	202200000235

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,741.00 (+1.31%)	$561,200 (+4.88%) Land $330,300 Building $230,900
2024	$5,667.00 (+0.28%)	$535,100 (+5.11%) Land $304,200 Building $230,900
2023	$5,651.00	$509,100 Land $278,200 Building $230,900

Flood & Wildfire

14 Cottage St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.