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15 Cosmo St, Westerly, RI 02891 Property Records

North Kingstown Town property record for 15 Cosmo St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,868 sqft · built 2017
Lot Size0.469 acres (20,436 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Jun 2018)
Tax Bill$4,174 (2025)
Deeds & MortgagesApr 2020 Refinance
Jun 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWEST M:102 B:57

Property Details

APN / Parcel Number

Primary APNWEST M:102 B:57
Alternative APNs
  • M:102 B:57 L
  • 1081475

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,868 sqft Living Area
Gross Area3,274 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,436 sqft (0.469 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1081475
Street Address15 COSMO ST
CityWESTERLY
StateRI
Zip02891-5907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block57
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2041
Census Tract50902

Owner

Source: North Kingstown Town records · APN WEST M:102 B:57

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15 COSMO ST, WESTERLY, RI 02891-5907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DIME BANK
Jun 11, 2018Warranty Deed, Transfer
WEBSTER BANK
Feb 13, 2017Warranty Deed, Transfer
JIF INV CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 11, 2018 · Amount on Record
Deed SaleJun 11, 2018 · Amount on Record
Prior SaleFeb 13, 2017 · Amount on Record
Deed Document Number20182409
Deed Book / Page2018 / 9669
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address15 COSMO ST, WESTERLY, RI 02891-5907
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020-7382
DateApr 27, 2020
Book Page2020/7382
Instrument2020-1709
Lender
NameDIME BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 01, 2040

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJun 11, 2018
Property Address15 COSMO ST, WESTERLY, RI 02891-5907
Document Number2018-9669
Book / Page2018 / 9669
Instrument2409
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7.57
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20189671
DateJun 11, 2018
Instrument02018/9671
Lender
NameWEBSTER BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJun 11, 2048

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateFeb 13, 2017
Property Address15 COSMO ST, WESTERLY, RI 02891-5907
Document Number2017-2695
Book / Page002017 / 002695
Instrument DateFeb 13, 2017
Instrument665
Transaction TypeTransfer
Record UpdatedMar 01, 2017

Transaction

AmountAmount Recorded
Tax$75.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address250 SHADY VALLEY RD COVENTRY RI 028166807, COVENTRY, RI 02816-6807

Mortgage

Document Number2017-2696
DateFeb 13, 2017
Book Page002017/002696
Instrument666
Lender
NameJIF INV CO INC
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: North Kingstown Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Kingstown Town
Unified School DistrictNorth Kingstown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,174.00 (-0.76%)$587,100 (+34.29%) Land $176,800 Building $410,300
2023$4,206.00 (+0.62%)$437,200 (-) Land $126,300 Building $310,900
2022$4,180.00$437,200 Land $126,300 Building $310,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 62% of Rhode Island
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

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