Westerly Town property record for 13 Cosmo St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,578 sqft · built 1990 |
| Lot Size | 0.469 acres (20,436 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $125,000 (Sep 1998) |
| Tax Bill | $3,204 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:102 B:58 |
| Primary APN | WEST M:102 B:58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,578 sqft Living Area |
| Gross Area | 3,300 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 20,436 sqft (0.469 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 19110100 |
|---|---|
| Street Address | 13 COSMO ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 58 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 50902 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 13 COSMO ST, WESTERLY, RI 02891-5907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 1998 · Amount on Record |
| Deed Sale | Sep 2, 1998 · Amount on Record |
| Deed Book / Page | 722 / 113 |
| Last Transfer Date | Jul 29, 2025 |
| Transfer Doc | 2025-10620 |
| Record Updated | Sep 20, 2026 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,204.00 (+2.73%) | $450,600 (+38.99%) Land $186,100 Building $264,500 |
| 2023 | $3,119.00 (+0.65%) | $324,200 (-) Land $132,900 Building $191,300 |
| 2022 | $3,099.00 | $324,200 Land $132,900 Building $191,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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