15 Cook St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 15 Cook St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 2,868 sqft · built 1900
Lot Size	0.103 acres (4,469 sqft)
Owner	2 Individual Names on File
Last Sale	$228,000 (May 2009)
Tax Bill	$8,131 (2025)
Deeds & Mortgages	May 2025 Mortgage Jan 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B:084 L:699 S:018`

Property Details

APN / Parcel Number

Primary APN	`B:084 L:699 S:018`
Alternative APN	`LYNN M:084 B:699 L:018`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,868 sqft Living Area
Gross Area	4,897 sqft
Basement Area	1,130 sqft
Unfinished Basement	1,130 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,469 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 COOK ST
City	LYNN
State	MA
Zip	01902-2760
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	699
Legal Lot Number	18
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2005
Census Tract	206300

Owner

15 Cook St, a duplex, is owned and occupied by two individuals who acquired it in December 2021.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 COOK ST, LYNN, MA 01902-2760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Deed of Trust, Mortgage EASTERN BANK
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Aug 5, 2024	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Dec 20, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2018	Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL
May 5, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2009 · Amount on File
Deed Sale	May 7, 2009 · Amount on File
Prior Sale	Dec 31, 2007 · Amount on File
Deed Book / Page	28563 / 7
Last Transfer Date	Dec 15, 2021
Transfer Doc	0040590-55
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	15 COOK ST, LYNN, MA 01902-2760
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042726-100
Date	May 21, 2025
Book Page	42726/100
Instrument	20250521000050

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	15 COOK ST, LYNN, MA 01902-2760
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00041396-8
Date	Jan 12, 2023
Book Page	41396/8
Instrument	20230112000490

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	15 COOK ST, LYNN, MA 01902-2760
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042254-507
Date	Aug 5, 2024
Book Page	42254/507
Instrument	20240805000110

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 20, 2021
Property Address	15 COOK ST, LYNN, MA 01902-2760
Document Number	0040590-55
Book / Page	40590 / 55
Instrument Date	Dec 15, 2021
Instrument	20211220002350
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 COOK ST, LYNN, MA 01902-2760

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	15 COOK ST, LYNN, MA 01902-2760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37033-202
Date	Sep 24, 2018
Book Page	37033/202
Instrument	180924003850

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	May 5, 2020
Property Address	15 COOK ST, LYNN, MA 01902-2760
Document Number	38484-191
Book / Page	38484 / 191
Instrument Date	Apr 28, 2020
Instrument	20200505000030
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 COOK ST, LYNN, MA 01902-2760

Mortgage

Document Number	38484-194
Date	May 5, 2020
Book Page	38484/194
Instrument	20200505000040

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Cook St was $8,131, up 6.9% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,131.00 (+6.86%)	$784,885 (+8.62%) Land $199,000 Building $585,885	$784,184
2024	$7,609.00 (-0.42%)	$722,600 (+5.44%) Land $179,700 Building $542,900
2023	$7,641.00	$685,300 Land $179,700 Building $505,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Cook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15 Cook St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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