12 Cook St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 12 Cook St, Lynn, MA 01902

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,076 sqft · built 1900
Lot Size0.065 acres (2,849 sqft)
Owner2 Individual Names on Record
Last Sale$122,000 (Jun 1989)
Tax Bill$4,645 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNB:084 L:700 S:017

Property Details

APN / Parcel Number

Primary APNB:084 L:700 S:017
Alternative APN
  • LYNN M:084 B:700 L:017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,076 sqft Living Area
Gross Area1,854 sqft
Basement Area557 sqft
Unfinished Basement557 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1964
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,849 sqft (0.065 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address12 COOK ST
CityLYNN
StateMA
Zip01902-2713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block700
Legal Lot Number17
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group1
Census Block1003
Census Tract206200

Owner

Source: Essex County and Lynn City records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 COOK ST, LYNN, MA 01902-2713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 1989 · Amount on Record
Deed SaleJun 29, 1989 · Amount on Record
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address12 COOK ST, LYNN, MA 01902-2713
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041733-469
DateAug 28, 2023
Book Page41733/469
Instrument20230828002630
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,645.00 (+6.22%)$448,400 (+7.97%) Land $189,700 Building $258,700$475,380
2024$4,373.00 (+2.03%)$415,300 (+8.04%) Land $171,200 Building $244,100
2023$4,286.00$384,400 Land $171,200 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1992)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1992 · Winter Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people · EPA ID MA3163000
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Starry.

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