15 Conoyle St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 15 Conoyle St, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,402 sqft · built 2011
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$462,000 (Apr 2018)
Tax Bill	$7,595 (2026)
Deeds & Mortgages	May 2026 Second Mortgage Oct 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H10630`

Property Details

APN / Parcel Number

Primary APN	`H10630`
Alternative APNs	`LOWE M:90 B:1475 L:15` `M:000090 T:H10630`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,402 sqft Living Area
Gross Area	4,536 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	H10630
Street Address	15 CONOYLE ST
City	LOWELL
State	MA
Zip	01851-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	1475
Legal Lot Number	15
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	311600

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 CONOYLE ST, LOWELL, MA 01851-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALIGN CREDIT UNION
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 22, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance EQUITY TRUST COMPANY
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2018	Quit Claim Deed, Transfer SILVA BROS INVEST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	201817092
Deed Book / Page	32037 / 72
Last Transfer Date	Jul 22, 2021
Transfer Doc	036036-183
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	May 29, 2026
Property Address	15 CONOYLE ST, LOWELL, MA 01851-3437
Document Number	040093-183
Book / Page	40093 / 183
Instrument Date	May 23, 2026
Instrument	202616731
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CONOYLE ST, LOWELL, MA 01851-3437

Mortgage

Document Number	0000016731,
Date	May 29, 2026
Book Page	40093/183
Instrument	202616731

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	15 CONOYLE ST, LOWELL, MA 01851-3437
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037435-77
Date	Oct 11, 2022
Book Page	37435/77
Instrument	42231

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 22, 2021
Property Address	15 CONOYLE ST, LOWELL, MA 01851-3437
Document Number	036036-183
Book / Page	36036 / 183
Instrument Date	Jul 22, 2021
Instrument	43300
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 BRANCH ST UNIT 7, 7, LOWELL, MA 01851-1876

Mortgage

Document Number	0000043301
Date	Jul 22, 2021
Instrument	43301

Lender

Name	EQUITY TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 24, 2018
Property Address	15 CONOYLE ST, LOWELL, MA 01851-3437
Document Number	32355-199
Book / Page	032355 / 000199
Instrument Date	Aug 24, 2018
Instrument	37051
Transaction Type	Transfer
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 PINE ST LOWELL MA 018512918, LOWELL, MA 01851-2918

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 30, 2018
Property Address	15 CONOYLE ST, LOWELL, MA 01851-3437
Document Number	0032037-72
Book / Page	32037 / 72
Instrument	17092
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0320370074
Date	Apr 30, 2018
Instrument	32037/0074

Lender

Name	SILVA BROS INVEST INC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,595.00 (+7.84%)	$669,200 (+9.08%) Land $206,900 Building $462,300	$717,379 (+7.97%)
2025	$7,043.00 (+0.96%)	$613,500 (+4.75%) Land $193,400 Building $420,100	$664,430 (+3.75%)
2024	$6,976.00 (+4.71%)	$585,700 (+9.19%) Land $165,600 Building $420,100	$640,395
2023	$6,662.00	$536,400 Land $144,000 Building $392,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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