12 Conoyle St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 12 Conoyle St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,828 sqft · built 2000
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$33,500 (Mar 1997)
Tax Bill$9,287 (2026)
Deeds & MortgagesJun 2021 Refinance
Flood ZoneZone X (minimal risk)
APNL09560

Property Details

APN / Parcel Number

Primary APNL09560
Alternative APNs
  • LOWE M:90 B:1475 L:12
  • M:000090 T:L09560

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,828 sqft Living Area
Gross Area5,654 sqft
1st Floor Area2,016 sqft
Basement Area1,392 sqft
Unfinished Basement192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberL09560
Street Address12 CONOYLE ST
CityLOWELL
StateMA
Zip01851-3437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSSF
Legal Block1475
Legal Lot Number12
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1006
Census Tract311600

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12 CONOYLE ST, LOWELL, MA 01851-3437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 1997 · Amount on Record
Deed SaleMar 27, 1997 · Amount on Record
Prior SaleMar 21, 1990 · Amount on Record
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address12 CONOYLE ST, LOWELL, MA 01851-3437
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035899-249
DateJun 21, 2021
Book Page35899/249
Instrument36317
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,287.00 (+7.2%)$818,200 (+8.43%) Land $233,100 Building $585,100$762,344 (-14.86%)
2025$8,663.00 (-1.42%)$754,600 (+2.26%) Land $217,800 Building $536,800$895,375 (+3.38%)
2024$8,788.00 (+5.38%)$737,900 (+9.9%) Land $186,600 Building $551,300$866,115
2023$8,339.00$671,400 Land $162,300 Building $509,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1979–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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