Bergen County and Dumont Borough property record for 15 Congress St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,602 sqft · built 1955 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Mar 2005) |
| Tax Bill | $12,257 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00903-0000-00014 |
| Primary APN | 10-00903-0000-00014 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,602 sqft Living Area |
|---|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| Account Number | 157800 |
|---|---|
| Street Address | 15 CONGRESS ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 53X100 |
| Legal Subdivision | DUMONT PARK 6TH MAP |
| Legal Block | 903 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 CONGRESS ST, DUMONT, NJ 07628-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2005 · Amount on Record |
| Deed Sale | Mar 2, 2005 · Amount on Record |
| Deed Book / Page | 8788 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 CONGRESS ST, DUMONT, NJ 07628-2308 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041671868 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 4167/1868 |
| Instrument | 2021083578 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 CONGRESS ST, DUMONT, NJ 07628-2308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0037020337 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 3702/337 |
| Instrument | 20-084153 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $561,800 (+7.25%) Land $309,300 Building $252,500 | $561,800 (+7.25%) Land $309,300 Building $252,500 | |
| 2025 | $12,257.00 (-1.68%) | $523,800 (+70.79%) Land $284,000 Building $239,800 | $523,800 (+70.79%) Land $284,000 Building $239,800 |
| 2024 | $12,467.00 (+4.69%) | ||
| 2023 | $306,700 Land $153,300 Building $153,400 | $306,700 Land $153,300 Building $153,400 | |
| 2022 | $11,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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