11 Congress St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 11 Congress St, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,674 sqft · built 1955
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2015)
Tax Bill	$12,308 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00903-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`10-00903-0000-00013`
Alternative APNs	`100090300013` `158800`

Interior

Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Account Number	158800
Street Address	11 CONGRESS ST
City	DUMONT
State	NJ
Zip	07628-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X100
Legal Subdivision	DUMONT PARK 6TH MAP
Legal Block	903
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	2
Census Block	2012
Census Tract	10300

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 CONGRESS ST, DUMONT, NJ 07628-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2015 · Amount on Record
Deed Sale	May 27, 2015 · Amount on Record
Prior Sale	Sep 13, 2010 · Amount on Record
Deed Document Number	201537593
Deed Book / Page	1947 / 1925
Last Transfer Date	Dec 29, 2024
Transfer Doc	0054271272
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	11 CONGRESS ST, DUMONT, NJ 07628-2308
Document Number	0029301817
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018
Title Company	RIDGEVIEW TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 CONGRESS ST DUMONT NJ 076282308, DUMONT, NJ 07628-2308

Mortgage

Document Number	0029301817
Date	May 3, 2018
Book Page	002930/001817
Instrument	31151

Lender

Name	FIRST HM BK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$564,400 (+7.3%) Land $318,000 Building $246,400	$564,400 (+7.3%) Land $318,000 Building $246,400
2025	$12,308.00 (+2.6%)	$526,000 (+78.24%) Land $292,000 Building $234,000	$526,000 (+78.24%) Land $292,000 Building $234,000
2024	$11,996.00 (+4.7%)
2023		$295,100 Land $160,000 Building $135,100	$295,100 Land $160,000 Building $135,100
2022	$11,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	27 (1996–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20