Hampshire County and Hadley Town property record for 15 Cold Spring Ln, Hadley, MA 01035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1975 |
| Lot Size | 0.879 acres (38,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Mar 2023) |
| Tax Bill | $5,159 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more |
| APN | HADL M:0013 B:0017 L:0016 |
| Primary APN | HADL M:0013 B:0017 L:0016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 3,472 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,276 sqft (0.879 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 15 COLD SPRING LN |
|---|---|
| City | HADLEY |
| State | MA |
| Zip | 01035-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Block | 17 |
| Legal Lot Number | 16 |
| Jurisdiction | HADLEY MA |
| Township / Civil Division | HADLEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 821400 |
Source: Hampshire County and Hadley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 7, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Jul 19, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PINNACLE FINANCIAL SERVICES LLC |
| Jun 6, 2022 | Quit Claim Deed, Transfer |
| Apr 19, 2022 | Redemption Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2023 · Amount on Record |
| Deed Sale | Mar 7, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2022 · Amount on Record |
| Deed Document Number | 20233295 |
| Deed Book / Page | 14814 / 242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HADLEY MA |
| Recording Date | Mar 7, 2023 |
| Property Address | 15 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Document Number | 014814-242 |
| Book / Page | 14814 / 242 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 3295 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Document Number | 0000003296 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 3296 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 1, 2033 |
| Max Rate At Change | 2.88% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HADLEY MA |
| Recording Date | Jul 19, 2022 |
| Property Address | 15 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Document Number | 014621-325 |
| Book / Page | 14621 / 325 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 15191 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 WENTWORTH MANOR DR, AMHERST, MA 01002-2947 |
| Document Number | 0000015192 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 15192 |
| Name | PINNACLE FINANCIAL SERVICES LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HADLEY MA |
| Recording Date | Jun 6, 2022 |
| Property Address | 15 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Document Number | 00014575-1 |
| Book / Page | 14575 / 1 |
| Instrument Date | May 18, 2022 |
| Instrument | 11836 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1120 S EAST ST, AMHERST, MA 01002-3064 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | HADLEY MA |
| Recording Date | Apr 19, 2022 |
| Property Address | 15 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Document Number | 00014526-1 |
| Book / Page | 14526 / 1 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 8236 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Hadley Town |
| Unified School District | Hadley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,159.00 (+2.89%) | $450,200 (+4.43%) Land $145,600 Building $304,600 | $501,665 (-12.9%) |
| 2025 | $5,014.00 (+23.68%) | $431,100 (+21.13%) Land $132,400 Building $298,700 | $575,985 (+5.68%) |
| 2024 | $4,054.00 (+4.08%) | $355,900 (+5.45%) Land $132,400 Building $223,500 | $545,015 |
| 2023 | $3,895.00 | $337,500 Land $132,400 Building $205,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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